Sheboygan County, Wisconsin

County Distress Index: Healthy · 27.5 | 117,752 people · 62nd most distressed in Wisconsin
American Default Research

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Sheboygan County, WI ranks among the least distressed counties in the country at 27.5 — 2969th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Wisconsin, it ranks 62nd of 72 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Sheboygan County's primary driver is Housing Cost Burden at 38.6 — above the national median.

Housing Cost Burden Primary driver 38.6
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 26
Mortgage-Burdened (30%+) 59
Homeownership Rate 65
Rent-to-Income Ratio 20
Employment & Wages 36.6
Unemployment Rate 10
Wage-to-Rent Ratio 14
Business Formation Rate 85
Debt & Delinquency 29.6
Debt in Collections 16
Medical Debt 33
Student Loan Delinquency 26
Auto Loan Delinquency 29
Credit Card Delinquency 20
Bankruptcy Filing Rate 52
Income & Poverty 22.5
Poverty Rate 12
Income vs. State Median 37
Child Poverty Rate 18
Community Vulnerability 10.3
Uninsured Rate 10
Disability Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Sheboygan County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Sheboygan County
Sheboygan County, WI 27.5 Healthy —
Oceana County, MI 48.7 Normal +21.2
Mason County, MI 48.7 Normal +21.2
Fond du Lac County, WI 33.7 Healthy +6.2
Manitowoc County, WI 28.3 Healthy +0.8
Washington County, WI 24.6 Healthy -2.9
Calumet County, WI 22.3 Healthy -5.2
Ozaukee County, WI 21.8 Healthy -5.7

Population Peers

County Score Zone vs. Sheboygan County
Cass County, ND 27.8 Healthy +0.3
Cole County, MO 27.2 Healthy -0.3
Sarpy County, NE 28.0 Healthy +0.5
Medina County, OH 26.9 Healthy -0.6
Hanover County, VA 26.8 Healthy -0.7

Download Data

Export all distress indicators for Sheboygan County as a CSV file.

Find Help in Sheboygan County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Sheboygan County.

CCCS OF SHEBOYGAN
Sheboygan
920-458-3784 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

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Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Sheboygan County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Sheboygan County, Wisconsin?

    Sheboygan County has a County Distress Index score of 27.5 out of 100, placing it in the Healthy zone. It ranks 2,969th nationally out of 3,144 counties and 62nd in Wisconsin out of 72 counties.

  • What drives financial distress in Sheboygan County?

    The primary driver of distress in Sheboygan County is Housing Cost Burden, where the county scores 38.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Sheboygan County compare to neighboring counties?

    Sheboygan County (27.5) can be compared to its 7 neighboring counties: Oceana County, MI (48.7); Mason County, MI (48.7); Fond du Lac County, WI (33.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Sheboygan County?

    Sheboygan County, Wisconsin has a population of approximately 117,752 (2023 Census estimate), classified as a mid county.