Florence County, Wisconsin

County Distress Index: Normal · 38.9 | 4,682 people · 30th most distressed in Wisconsin
American Default Research

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Florence County, WI falls within the normal range for household financial distress at 38.9 — 2416th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Wisconsin, it ranks 30th of 72 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Florence County's primary driver is Employment & Wages at 63.2 — above the national median.

Employment & Wages Primary driver 63.2
Unemployment Rate 55
Wage-to-Rent Ratio 89
Business Formation Rate 45
Community Vulnerability 49.3
Uninsured Rate 37
Disability Rate 61
Income & Poverty 48.0
Poverty Rate 26
Income vs. State Median 64
Child Poverty Rate 54
Debt & Delinquency 21.6
Debt in Collections 13
Medical Debt 68
Student Loan Delinquency 21
Auto Loan Delinquency 5
Credit Card Delinquency 5
Bankruptcy Filing Rate 17
Housing Cost Burden 12.2
Rent-Burdened (30%+) 9
Severely Rent-Burdened (50%+) 8
Mortgage-Burdened (30%+) 18
Homeownership Rate 5
Rent-to-Income Ratio 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Florence County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Florence County
Florence County, WI 38.9 Normal —
Iron County, MI 61.5 Elevated +22.6
Forest County, WI 50.8 Elevated +11.9
Dickinson County, MI 43.3 Normal +4.4
Marinette County, WI 37.8 Normal -1.0

Population Peers

County Score Zone vs. Florence County
Grant County, ND 38.9 Normal +0.0
Scott County, IL 38.8 Normal -0.1
Valley County, NE 38.7 Normal -0.2
Gregory County, SD 39.0 Normal +0.2
Rush County, KS 38.6 Normal -0.2

Download Data

Export all distress indicators for Florence County as a CSV file.

Find Help in Florence County

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Florence County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Florence County, Wisconsin?

    Florence County has a County Distress Index score of 38.9 out of 100, placing it in the Normal zone. It ranks 2,416th nationally out of 3,144 counties and 30th in Wisconsin out of 72 counties.

  • What drives financial distress in Florence County?

    The primary driver of distress in Florence County is Employment & Wages, where the county scores 63.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Florence County compare to neighboring counties?

    Florence County (38.9) can be compared to its 4 neighboring counties: Iron County, MI (61.5); Forest County, WI (50.8); Dickinson County, MI (43.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Florence County?

    Florence County, Wisconsin has a population of approximately 4,682 (2023 Census estimate), classified as a tiny county.