Yoakum County, Texas

County Distress Index: Normal · 40.6 | 7,468 people · 230th most distressed in Texas
American Default Research

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Yoakum County, TX falls within the normal range for household financial distress at 40.6 — 2315th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Texas, it ranks 230th of 254 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Yoakum County's primary driver is Community Vulnerability at 61.7 — above the national median.

Community Vulnerability Primary driver 61.7
Uninsured Rate 95
Disability Rate 28
Debt & Delinquency 54.8
Debt in Collections 81
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 12
Credit Card Delinquency 55
Bankruptcy Filing Rate 5
Income & Poverty 41.5
Poverty Rate 46
Income vs. State Median 34
Child Poverty Rate 45
Housing Cost Burden 23.6
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 45
Rent-to-Income Ratio 58
Employment & Wages 21.4
Unemployment Rate 27
Wage-to-Rent Ratio 5
Business Formation Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Yoakum County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Yoakum County
Yoakum County, TX 40.6 Normal —
Terry County, TX 69.3 Serious +28.7
Cochran County, TX 64.0 Elevated +23.4
Hockley County, TX 57.7 Elevated +17.1
Lea County, NM 53.9 Elevated +13.3
Gaines County, TX 38.7 Normal -2.0

Population Peers

County Score Zone vs. Yoakum County
Irion County, TX 40.6 Normal -0.0
Graham County, KS 40.7 Normal +0.1
Daviess County, MO 40.8 Normal +0.1
Treasure County, MT 40.8 Normal +0.1
Nemaha County, NE 40.5 Normal -0.2

Download Data

Export all distress indicators for Yoakum County as a CSV file.

Find Help in Yoakum County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Yoakum County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Yoakum County, Texas?

    Yoakum County has a County Distress Index score of 40.6 out of 100, placing it in the Normal zone. It ranks 2,315th nationally out of 3,144 counties and 230th in Texas out of 254 counties.

  • What drives financial distress in Yoakum County?

    The primary driver of distress in Yoakum County is Community Vulnerability, where the county scores 61.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Yoakum County compare to neighboring counties?

    Yoakum County (40.6) can be compared to its 5 neighboring counties: Terry County, TX (69.3); Cochran County, TX (64.0); Hockley County, TX (57.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Yoakum County?

    Yoakum County, Texas has a population of approximately 7,468 (2023 Census estimate), classified as a tiny county.