Somervell County, Texas

County Distress Index: Healthy · 29.0 | 9,888 people · 253rd most distressed in Texas

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Somervell County, TX ranks among the least distressed counties in the country at 29.0 — 2920th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency rates remain below the national norm. Within Texas, it ranks 253rd of 254 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Somervell County's primary driver is Debt & Delinquency at 42.2 — above the national median.

Debt & Delinquency Primary driver 42.2
Debt in Collections 62
Medical Debt 91
Student Loan Delinquency 80
Auto Loan Delinquency 5
Credit Card Delinquency 5
Bankruptcy Filing Rate 10
Community Vulnerability 41.9
Uninsured Rate 72
Disability Rate 12
Employment & Wages 26.2
Unemployment Rate 55
Wage-to-Rent Ratio 5
Business Formation Rate 18
Housing Cost Burden 19.9
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 42
Homeownership Rate 11
Rent-to-Income Ratio 5
Income & Poverty 15.0
Poverty Rate 12
Income vs. State Median 11
Child Poverty Rate 23

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Somervell County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Somervell County
Somervell County, TX 29.0 Healthy
Erath County, TX 60.4 Elevated +31.4
Johnson County, TX 54.2 Elevated +25.2
Bosque County, TX 51.3 Elevated +22.3
Hood County, TX 49.3 Normal +20.2

Population Peers

County Score Zone vs. Somervell County
Sheridan County, KS 29.1 Healthy +0.1
Calhoun County, IA 29.1 Healthy +0.1
Chase County, NE 28.9 Healthy -0.1
Kingsbury County, SD 28.9 Healthy -0.2
Wells County, ND 29.3 Healthy +0.3

Download Data

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Find Help in Somervell County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Somervell County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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