Palo Pinto County, Texas

County Distress Index: Serious · 69.3 | 29,747 people · 44th most distressed in Texas

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Palo Pinto County, TX shows significant household financial distress with a score of 69.3 — 243rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 44th of 254 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Palo Pinto County's primary driver is Community Vulnerability at 77.5 — worse than roughly 78% of U.S. counties.

Community Vulnerability Primary driver 77.5
Uninsured Rate 96
Disability Rate 59
Income & Poverty 75.3
Poverty Rate 72
Income vs. State Median 70
Child Poverty Rate 83
Housing Cost Burden 72.3
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 46
Homeownership Rate 73
Rent-to-Income Ratio 68
Debt & Delinquency 70.9
Debt in Collections 89
Medical Debt 91
Student Loan Delinquency 88
Auto Loan Delinquency 66
Credit Card Delinquency 62
Bankruptcy Filing Rate 30
Employment & Wages 50.7
Unemployment Rate 49
Wage-to-Rent Ratio 60
Business Formation Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Palo Pinto County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Palo Pinto County
Palo Pinto County, TX 69.3 Serious
Stephens County, TX 64.2 Elevated -5.2
Eastland County, TX 62.7 Elevated -6.6
Erath County, TX 60.4 Elevated -8.9
Jack County, TX 53.5 Elevated -15.8
Hood County, TX 49.3 Normal -20.1
Young County, TX 48.2 Normal -21.1
Parker County, TX 44.9 Normal -24.4

Population Peers

County Score Zone vs. Palo Pinto County
Terry County, TX 69.3 Serious +0.0
Hamilton County, FL 69.3 Serious -0.0
Cook County, GA 69.4 Serious +0.0
Harlan County, KY 69.3 Serious -0.0
Fulton County, AR 69.4 Serious +0.1

Download Data

Export all distress indicators for Palo Pinto County as a CSV file.

Find Help in Palo Pinto County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Palo Pinto County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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