Ochiltree County, Texas

County Distress Index: Normal · 44.2 | 9,704 people · 219th most distressed in Texas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Ochiltree County, TX falls within the normal range for household financial distress at 44.2 — 2057th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 219th of 254 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ochiltree County's primary driver is Community Vulnerability at 70.6 — above the national median.

Community Vulnerability Primary driver 70.6
Uninsured Rate 95
Disability Rate 46
Debt & Delinquency 46.6
Debt in Collections 46
Medical Debt 69
Student Loan Delinquency 80
Auto Loan Delinquency 15
Credit Card Delinquency 64
Bankruptcy Filing Rate 6
Housing Cost Burden 43.7
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 52
Homeownership Rate 74
Rent-to-Income Ratio 9
Employment & Wages 31.9
Unemployment Rate 19
Wage-to-Rent Ratio 16
Business Formation Rate 61
Income & Poverty 28.3
Poverty Rate 30
Income vs. State Median 18
Child Poverty Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ochiltree County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ochiltree County
Ochiltree County, TX 44.2 Normal —
Hansford County, TX 47.0 Normal +2.7
Roberts County, TX 45.0 Normal +0.7
Texas County, OK 44.3 Normal +0.1
Beaver County, OK 41.6 Normal -2.6
Lipscomb County, TX 34.1 Healthy -10.1

Population Peers

County Score Zone vs. Ochiltree County
Lincoln County, KS 44.2 Normal 0.0
Pleasants County, WV 44.2 Normal -0.0
Mathews County, VA 44.2 Normal -0.0
Kent County, TX 44.3 Normal +0.0
Lexington city, VA 44.3 Normal +0.1

Download Data

Export all distress indicators for Ochiltree County as a CSV file.

Find Help in Ochiltree County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Ochiltree County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Ochiltree County, Texas?

    Ochiltree County has a County Distress Index score of 44.2 out of 100, placing it in the Normal zone. It ranks 2,057th nationally out of 3,144 counties and 219th in Texas out of 254 counties.

  • What drives financial distress in Ochiltree County?

    The primary driver of distress in Ochiltree County is Community Vulnerability, where the county scores 70.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Ochiltree County compare to neighboring counties?

    Ochiltree County (44.2) can be compared to its 5 neighboring counties: Hansford County, TX (47.0); Roberts County, TX (45.0); Texas County, OK (44.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ochiltree County?

    Ochiltree County, Texas has a population of approximately 9,704 (2023 Census estimate), classified as a tiny county.