Milam County, Texas

County Distress Index: Elevated · 59.1 | 25,951 people · 124th most distressed in Texas
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Milam County, TX registers elevated household financial distress with a score of 59.1 — 901st nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 124th of 254 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Milam County's primary driver is Community Vulnerability at 71.0 — above the national median.

Community Vulnerability Primary driver 71.0
Uninsured Rate 92
Disability Rate 50
Debt & Delinquency 69.1
Debt in Collections 86
Medical Debt 58
Student Loan Delinquency 97
Auto Loan Delinquency 77
Credit Card Delinquency 77
Bankruptcy Filing Rate 19
Income & Poverty 59.0
Poverty Rate 67
Income vs. State Median 38
Child Poverty Rate 72
Housing Cost Burden 49.9
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 70
Mortgage-Burdened (30%+) 33
Homeownership Rate 33
Rent-to-Income Ratio 35
Employment & Wages 46.5
Unemployment Rate 58
Wage-to-Rent Ratio 34
Business Formation Rate 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Milam County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Milam County
Milam County, TX 59.1 Elevated —
Falls County, TX 66.0 Serious +6.9
Robertson County, TX 59.8 Elevated +0.7
Bell County, TX 59.6 Elevated +0.5
Lee County, TX 47.8 Normal -11.3
Burleson County, TX 46.4 Normal -12.7
Williamson County, TX 37.2 Normal -21.9

Population Peers

County Score Zone vs. Milam County
Laclede County, MO 59.1 Elevated 0.0
Switzerland County, IN 59.1 Elevated -0.0
Barton County, MO 59.1 Elevated +0.0
Edgefield County, SC 59.1 Elevated +0.0
Monroe County, AL 59.1 Elevated +0.0

Download Data

Export all distress indicators for Milam County as a CSV file.

Find Help in Milam County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Milam County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Milam County, Texas?

    Milam County has a County Distress Index score of 59.1 out of 100, placing it in the Elevated zone. It ranks 901st nationally out of 3,144 counties and 124th in Texas out of 254 counties.

  • What drives financial distress in Milam County?

    The primary driver of distress in Milam County is Community Vulnerability, where the county scores 71.0 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Milam County compare to neighboring counties?

    Milam County (59.1) can be compared to its 6 neighboring counties: Falls County, TX (66.0); Robertson County, TX (59.8); Bell County, TX (59.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Milam County?

    Milam County, Texas has a population of approximately 25,951 (2023 Census estimate), classified as a small county.