Menard County, Texas

County Distress Index: Serious · 69.6 | 1,958 people · 42nd most distressed in Texas

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Menard County, TX shows significant household financial distress with a score of 69.6 — 232nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 42nd of 254 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Menard County's primary driver is Community Vulnerability at 93.5 — worse than roughly 94% of U.S. counties.

Community Vulnerability Primary driver 93.5
Uninsured Rate 95
Disability Rate 92
Income & Poverty 91.9
Poverty Rate 86
Income vs. State Median 95
Child Poverty Rate 95
Debt & Delinquency 72.4
Debt in Collections 90
Medical Debt 93
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 25
Employment & Wages 46.1
Unemployment Rate 34
Wage-to-Rent Ratio 90
Business Formation Rate 14
Housing Cost Burden 44.3
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 10
Mortgage-Burdened (30%+) 67
Homeownership Rate 41
Rent-to-Income Ratio 83

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Menard County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Menard County
Menard County, TX 69.6 Serious
McCulloch County, TX 71.5 Serious +1.9
Tom Green County, TX 60.0 Elevated -9.7
Concho County, TX 59.3 Elevated -10.3
Kimble County, TX 55.2 Elevated -14.5
Schleicher County, TX 50.2 Elevated -19.4
Mason County, TX 50.0 Elevated -19.6
Sutton County, TX 47.8 Normal -21.8

Population Peers

County Score Zone vs. Menard County
Marion County, GA 69.7 Serious +0.0
Treutlen County, GA 69.6 Serious -0.0
Kemper County, MS 69.5 Serious -0.1
Menominee County, WI 69.4 Serious -0.2
Norton city, VA 70.0 Serious +0.4

Download Data

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Find Help in Menard County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Menard County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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