Mason County, Texas

County Distress Index: Elevated · 50.0 | 3,931 people · 188th most distressed in Texas
American Default Research

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Mason County, TX registers elevated household financial distress with a score of 50.0 — 1597th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 188th of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Mason County's primary driver is Community Vulnerability at 79.3 — worse than roughly 79% of U.S. counties.

Community Vulnerability Primary driver 79.3
Uninsured Rate 86
Disability Rate 73
Income & Poverty 48.9
Poverty Rate 41
Income vs. State Median 42
Child Poverty Rate 64
Debt & Delinquency 48.7
Debt in Collections 16
Medical Debt 80
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 7
Bankruptcy Filing Rate 37
Employment & Wages 39.9
Unemployment Rate 38
Wage-to-Rent Ratio 64
Business Formation Rate 18
Housing Cost Burden 33.4
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 79
Homeownership Rate 42
Rent-to-Income Ratio 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Mason County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Mason County
Mason County, TX 50.0 Elevated —
McCulloch County, TX 71.5 Serious +21.5
Menard County, TX 69.6 Serious +19.6
San Saba County, TX 59.7 Elevated +9.7
Kimble County, TX 55.2 Elevated +5.1
Llano County, TX 47.8 Normal -2.2
Gillespie County, TX 42.7 Normal -7.3

Population Peers

County Score Zone vs. Mason County
Norton County, KS 50.0 Elevated -0.0
Ohio County, IN 50.0 Normal -0.1
Cumberland County, VA 50.0 Normal -0.1
Pocahontas County, WV 50.2 Elevated +0.1
Schleicher County, TX 50.2 Elevated +0.2

Download Data

Export all distress indicators for Mason County as a CSV file.

Find Help in Mason County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Mason County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Mason County, Texas?

    Mason County has a County Distress Index score of 50.0 out of 100, placing it in the Elevated zone. It ranks 1,597th nationally out of 3,144 counties and 188th in Texas out of 254 counties.

  • What drives financial distress in Mason County?

    The primary driver of distress in Mason County is Community Vulnerability, where the county scores 79.3 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Mason County compare to neighboring counties?

    Mason County (50.0) can be compared to its 6 neighboring counties: McCulloch County, TX (71.5); Menard County, TX (69.6); San Saba County, TX (59.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Mason County?

    Mason County, Texas has a population of approximately 3,931 (2023 Census estimate), classified as a tiny county.