Llano County, Texas

County Distress Index: Normal · 47.8 | 22,875 people · 199th most distressed in Texas

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Llano County, TX falls within the normal range for household financial distress at 47.8 — 1761st nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 199th of 254 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Llano County's primary driver is Community Vulnerability at 83.0 — worse than roughly 83% of U.S. counties.

Community Vulnerability Primary driver 83.0
Uninsured Rate 89
Disability Rate 77
Income & Poverty 39.9
Poverty Rate 35
Income vs. State Median 19
Child Poverty Rate 66
Housing Cost Burden 39.7
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 45
Homeownership Rate 34
Rent-to-Income Ratio 23
Employment & Wages 39.0
Unemployment Rate 45
Wage-to-Rent Ratio 58
Business Formation Rate 14
Debt & Delinquency 37.6
Debt in Collections 60
Medical Debt 83
Student Loan Delinquency 25
Auto Loan Delinquency 18
Credit Card Delinquency 24
Bankruptcy Filing Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Llano County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Llano County
Llano County, TX 47.8 Normal
San Saba County, TX 59.7 Elevated +11.9
Mason County, TX 50.0 Elevated +2.2
Gillespie County, TX 42.7 Normal -5.1
Burnet County, TX 41.5 Normal -6.3
Blanco County, TX 36.1 Normal -11.7

Population Peers

County Score Zone vs. Llano County
Lee County, TX 47.8 Normal +0.0
Howard County, MO 47.9 Normal +0.0
Ward County, TX 47.9 Normal +0.1
Jackson County, WI 47.7 Normal -0.1
Crook County, OR 47.9 Normal +0.1

Download Data

Export all distress indicators for Llano County as a CSV file.

Find Help in Llano County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Llano County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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