Jackson County, Texas

County Distress Index: Elevated · 59.4 | 15,221 people · 120th most distressed in Texas

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Jackson County, TX registers elevated household financial distress with a score of 59.4 — 877th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 120th of 254 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jackson County's primary driver is Debt & Delinquency at 69.6 — above the national median.

Debt & Delinquency Primary driver 69.6
Debt in Collections 80
Medical Debt 81
Student Loan Delinquency 80
Auto Loan Delinquency 80
Credit Card Delinquency 79
Bankruptcy Filing Rate 18
Community Vulnerability 64.0
Uninsured Rate 93
Disability Rate 35
Employment & Wages 57.4
Unemployment Rate 52
Wage-to-Rent Ratio 25
Business Formation Rate 95
Housing Cost Burden 54.7
Rent-Burdened (30%+) 47
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 73
Homeownership Rate 70
Rent-to-Income Ratio 44
Income & Poverty 51.4
Poverty Rate 54
Income vs. State Median 43
Child Poverty Rate 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jackson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jackson County
Jackson County, TX 59.4 Elevated
Matagorda County, TX 68.7 Serious +9.3
Victoria County, TX 67.0 Serious +7.6
Wharton County, TX 63.1 Elevated +3.7
Colorado County, TX 52.5 Elevated -6.9
Calhoun County, TX 51.3 Elevated -8.1
Lavaca County, TX 40.0 Normal -19.4

Population Peers

County Score Zone vs. Jackson County
Jasper County, TX 59.4 Elevated -0.0
Bourbon County, KS 59.3 Elevated -0.1
Carroll County, VA 59.5 Elevated +0.1
Blackford County, IN 59.3 Elevated -0.1
Clatsop County, OR 59.3 Elevated -0.1

Download Data

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Find Help in Jackson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Jackson County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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