Ector County, Texas

County Distress Index: Elevated · 56.1 | 164,494 people · 148th most distressed in Texas

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Ector County, TX registers elevated household financial distress with a score of 56.1 — 1138th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 148th of 254 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ector County's primary driver is Debt & Delinquency at 81.1 — worse than roughly 81% of U.S. counties.

Debt & Delinquency Primary driver 81.1
Debt in Collections 99
Medical Debt 100
Student Loan Delinquency 95
Auto Loan Delinquency 84
Credit Card Delinquency 90
Bankruptcy Filing Rate 19
Housing Cost Burden 79.5
Rent-Burdened (30%+) 83
Severely Rent-Burdened (50%+) 75
Mortgage-Burdened (30%+) 61
Homeownership Rate 86
Rent-to-Income Ratio 93
Community Vulnerability 52.1
Uninsured Rate 98
Disability Rate 7
Employment & Wages 36.3
Unemployment Rate 41
Wage-to-Rent Ratio 55
Business Formation Rate 13
Income & Poverty 31.4
Poverty Rate 35
Income vs. State Median 27
Child Poverty Rate 32

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ector County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ector County
Ector County, TX 56.1 Elevated
Ward County, TX 47.9 Normal -8.2
Upton County, TX 46.2 Normal -9.9
Midland County, TX 45.4 Normal -10.7
Andrews County, TX 41.5 Normal -14.5
Crane County, TX 38.6 Normal -17.5
Winkler County, TX 34.8 Healthy -21.3

Population Peers

County Score Zone vs. Ector County
DeKalb County, AL 56.1 Elevated +0.0
Harrisonburg city, VA 56.1 Elevated +0.0
St. Lawrence County, NY 56.0 Elevated -0.1
Charlotte County, FL 56.2 Elevated +0.1
Bedford County, TN 56.2 Elevated +0.1

Download Data

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Find Help in Ector County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Ector County.

ODESSA AFFORDABLE HOUSING, INC.
Odessa
Pre-PurchaseHomebuyer Education

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Ector County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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