Anderson County, Texas

County Distress Index: Serious · 73.4 | 57,736 people · 17th most distressed in Texas
American Default Research

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Anderson County, TX shows significant household financial distress with a score of 73.4 — 94th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 17th of 254 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Anderson County's primary driver is Debt & Delinquency at 83.9 — worse than roughly 84% of U.S. counties.

Debt & Delinquency Primary driver 83.9
Debt in Collections 95
Medical Debt 98
Student Loan Delinquency 95
Auto Loan Delinquency 94
Credit Card Delinquency 87
Bankruptcy Filing Rate 36
Community Vulnerability 82.4
Uninsured Rate 95
Disability Rate 70
Income & Poverty 78.1
Poverty Rate 90
Income vs. State Median 66
Child Poverty Rate 79
Housing Cost Burden 66.4
Rent-Burdened (30%+) 75
Severely Rent-Burdened (50%+) 85
Mortgage-Burdened (30%+) 30
Homeownership Rate 71
Rent-to-Income Ratio 72
Employment & Wages 56.4
Unemployment Rate 58
Wage-to-Rent Ratio 28
Business Formation Rate 83

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Anderson County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Anderson County
Anderson County, TX 73.4 Serious —
Henderson County, TX 68.8 Serious -4.6
Houston County, TX 68.3 Serious -5.1
Freestone County, TX 62.7 Elevated -10.7
Cherokee County, TX 61.3 Elevated -12.1
Leon County, TX 54.0 Elevated -19.4

Population Peers

County Score Zone vs. Anderson County
Highlands County, FL 73.5 Serious +0.1
Putnam County, FL 73.5 Serious +0.1
San Patricio County, TX 73.3 Serious -0.1
Lake County, CA 73.2 Serious -0.2
Russell County, AL 73.0 Serious -0.4

Download Data

Export all distress indicators for Anderson County as a CSV file.

Find Help in Anderson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Anderson County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Anderson County, Texas?

    Anderson County has a County Distress Index score of 73.4 out of 100, placing it in the Serious zone. It ranks 94th nationally out of 3,144 counties and 17th in Texas out of 254 counties.

  • What drives financial distress in Anderson County?

    The primary driver of distress in Anderson County is Debt & Delinquency, where the county scores 83.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Anderson County compare to neighboring counties?

    Anderson County (73.4) can be compared to its 5 neighboring counties: Henderson County, TX (68.8); Houston County, TX (68.3); Freestone County, TX (62.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Anderson County?

    Anderson County, Texas has a population of approximately 57,736 (2023 Census estimate), classified as a mid county.