Lincoln County, Tennessee

County Distress Index: Elevated · 52.1 | 36,169 people · 73rd most distressed in Tennessee

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Lincoln County, TN registers elevated household financial distress with a score of 52.1 — 1450th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Tennessee, it ranks 73rd of 95 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Debt & Delinquency at 70.5 — above the national median.

Debt & Delinquency Primary driver 70.5
Debt in Collections 64
Medical Debt 92
Student Loan Delinquency 73
Auto Loan Delinquency 78
Credit Card Delinquency 42
Bankruptcy Filing Rate 75
Community Vulnerability 65.1
Uninsured Rate 68
Disability Rate 62
Income & Poverty 50.0
Poverty Rate 58
Income vs. State Median 36
Child Poverty Rate 56
Employment & Wages 43.4
Unemployment Rate 34
Wage-to-Rent Ratio 20
Business Formation Rate 76
Housing Cost Burden 31.4
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 40
Homeownership Rate 35
Rent-to-Income Ratio 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, TN 52.1 Elevated
Bedford County, TN 56.2 Elevated +4.1
Giles County, TN 55.6 Elevated +3.5
Franklin County, TN 49.8 Normal -2.3
Marshall County, TN 41.6 Normal -10.5
Moore County, TN 37.9 Normal -14.2
Madison County, AL 36.5 Normal -15.6
Limestone County, AL 34.4 Healthy -17.7

Population Peers

County Score Zone vs. Lincoln County
Overton County, TN 52.1 Elevated +0.0
Iberville Parish, LA 52.0 Elevated -0.1
Union County, IL 52.2 Elevated +0.1
Rusk County, WI 52.0 Elevated -0.1
Randolph County, IN 52.2 Elevated +0.1

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