Davidson County, Tennessee

County Distress Index: Normal · 48.8 | 712,334 people · 76th most distressed in Tennessee
American Default Research

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Davidson County, TN falls within the normal range for household financial distress at 48.8 — 1690th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Tennessee, it ranks 76th of 95 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Davidson County's primary driver is Housing Cost Burden at 88.7 — worse than roughly 89% of U.S. counties.

Housing Cost Burden Primary driver 88.7
Rent-Burdened (30%+) 92
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 88
Homeownership Rate 97
Rent-to-Income Ratio 84
Debt & Delinquency 56.9
Debt in Collections 62
Medical Debt 70
Student Loan Delinquency 3
Auto Loan Delinquency 76
Credit Card Delinquency 56
Bankruptcy Filing Rate 74
Community Vulnerability 44.0
Uninsured Rate 78
Disability Rate 10
Income & Poverty 31.3
Poverty Rate 40
Income vs. State Median 7
Child Poverty Rate 47
Employment & Wages 23.1
Unemployment Rate 16
Wage-to-Rent Ratio 50
Business Formation Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Davidson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Davidson County
Davidson County, TN 48.8 Normal —
Robertson County, TN 47.0 Normal -1.8
Rutherford County, TN 45.3 Normal -3.5
Sumner County, TN 41.3 Normal -7.5
Cheatham County, TN 40.4 Normal -8.4
Wilson County, TN 34.1 Healthy -14.7
Williamson County, TN 15.9 Healthy -32.9

Population Peers

County Score Zone vs. Davidson County
Hays County, TX 48.8 Normal +0.0
Santa Cruz County, CA 48.8 Normal +0.0
Ventura County, CA 48.6 Normal -0.2
Summit County, OH 49.0 Normal +0.2
Baltimore County, MD 48.6 Normal -0.2

Download Data

Export all distress indicators for Davidson County as a CSV file.

Find Help in Davidson County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Davidson County.

AAA RESIDENTIAL RESOURCES, INC.
Nashville
615-650-9779
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling
AFFORDABLE HOUSING RESOURCES OF NASHVILLE, INC
Nashville
615-251-0025 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingPost-Purchase
GREENPATH FINANCIAL WELLNESS
Nashville
866-234-4814 Website
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPre-Purchase
NEW LEVEL COMMUNITY DEVELOPMENT CORPORATION
Nashville
615-627-0347
Financial CounselingFair HousingPost-PurchasePre-Purchase
OPERATION HOPE- NASHVILLE BRANCH - FIRST BANK
Nashville
615-768-9059 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Tennessee →

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Davidson County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Tennessee →

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Frequently Asked Questions

  • What is the distress score for Davidson County, Tennessee?

    Davidson County has a County Distress Index score of 48.8 out of 100, placing it in the Normal zone. It ranks 1,690th nationally out of 3,144 counties and 76th in Tennessee out of 95 counties.

  • What drives financial distress in Davidson County?

    The primary driver of distress in Davidson County is Housing Cost Burden, where the county scores 88.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Davidson County compare to neighboring counties?

    Davidson County (48.8) can be compared to its 6 neighboring counties: Robertson County, TN (47.0); Rutherford County, TN (45.3); Sumner County, TN (41.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Davidson County?

    Davidson County, Tennessee has a population of approximately 712,334 (2023 Census estimate), classified as a large county.