Cumberland County, Tennessee

County Distress Index: Elevated · 56.5 | 64,760 people · 57th most distressed in Tennessee

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Cumberland County, TN registers elevated household financial distress with a score of 56.5 — 1114th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 57th of 95 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cumberland County's primary driver is Community Vulnerability at 71.9 — above the national median.

Community Vulnerability Primary driver 71.9
Uninsured Rate 61
Disability Rate 82
Employment & Wages 63.7
Unemployment Rate 61
Wage-to-Rent Ratio 48
Business Formation Rate 82
Debt & Delinquency 62.1
Debt in Collections 52
Medical Debt 83
Student Loan Delinquency 69
Auto Loan Delinquency 67
Credit Card Delinquency 40
Bankruptcy Filing Rate 62
Income & Poverty 58.2
Poverty Rate 59
Income vs. State Median 38
Child Poverty Rate 78
Housing Cost Burden 26.4
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 29
Mortgage-Burdened (30%+) 37
Homeownership Rate 18
Rent-to-Income Ratio 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cumberland County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cumberland County
Cumberland County, TN 56.5 Elevated
Bledsoe County, TN 66.4 Serious +9.9
Fentress County, TN 62.8 Elevated +6.3
Morgan County, TN 62.4 Elevated +5.9
Rhea County, TN 60.0 Elevated +3.5
White County, TN 57.8 Elevated +1.4
Van Buren County, TN 56.1 Elevated -0.4
Putnam County, TN 55.6 Elevated -0.9
Roane County, TN 48.5 Normal -8.0

Population Peers

County Score Zone vs. Cumberland County
Oxford County, ME 56.5 Elevated +0.0
Glynn County, GA 56.5 Elevated +0.1
Williamson County, IL 56.5 Elevated +0.1
Carson City, NV 56.5 Elevated +0.1
Waller County, TX 56.5 Elevated +0.1

Download Data

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Find Help in Cumberland County

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