Gregory County, South Dakota

County Distress Index: Normal · 39.0 | 4,018 people · 21st most distressed in South Dakota
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Gregory County, SD falls within the normal range for household financial distress at 39.0 — 2408th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within South Dakota, it ranks 21st of 66 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gregory County's primary driver is Income & Poverty at 65.3 — above the national median.

Income & Poverty Primary driver 65.3
Poverty Rate 58
Income vs. State Median 90
Child Poverty Rate 48
Community Vulnerability 35.0
Uninsured Rate 48
Disability Rate 21
Debt & Delinquency 34.5
Debt in Collections 38
Medical Debt 19
Student Loan Delinquency 14
Auto Loan Delinquency 32
Credit Card Delinquency 92
Bankruptcy Filing Rate 13
Employment & Wages 31.0
Unemployment Rate 5
Wage-to-Rent Ratio 71
Business Formation Rate 17
Housing Cost Burden 29.4
Rent-Burdened (30%+) 17
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 13
Homeownership Rate 27
Rent-to-Income Ratio 46

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gregory County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gregory County
Gregory County, SD 39.0 Normal —
Lyman County, SD 54.4 Elevated +15.3
Boyd County, NE 51.9 Elevated +12.9
Charles Mix County, SD 44.9 Normal +5.8
Tripp County, SD 42.8 Normal +3.7
Keya Paha County, NE 38.4 Normal -0.6

Population Peers

County Score Zone vs. Gregory County
Richardson County, NE 39.1 Normal +0.0
Grant County, ND 38.9 Normal -0.2
Florence County, WI 38.9 Normal -0.2
Bristol Bay Borough, AK 39.3 Normal +0.2
Scott County, IL 38.8 Normal -0.3

Download Data

Export all distress indicators for Gregory County as a CSV file.

Find Help in Gregory County

Find an Attorney

State Bar of South Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of South Dakota Lawyer Referral Service 605-224-7554

Free Legal Aid

Legal aid organizations serving Gregory County residents at no cost.

East River Legal Services 1-800-952-3015
Dakota Plains Legal Services 1-800-658-2297

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in South Dakota →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Gregory County, South Dakota?

    Gregory County has a County Distress Index score of 39.0 out of 100, placing it in the Normal zone. It ranks 2,408th nationally out of 3,144 counties and 21st in South Dakota out of 66 counties.

  • What drives financial distress in Gregory County?

    The primary driver of distress in Gregory County is Income & Poverty, where the county scores 65.3 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Gregory County compare to neighboring counties?

    Gregory County (39.0) can be compared to its 5 neighboring counties: Lyman County, SD (54.4); Boyd County, NE (51.9); Charles Mix County, SD (44.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Gregory County?

    Gregory County, South Dakota has a population of approximately 4,018 (2023 Census estimate), classified as a tiny county.