Murray County, Oklahoma

County Distress Index: Elevated · 54.1 | 13,754 people · 56th most distressed in Oklahoma
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Murray County, OK registers elevated household financial distress with a score of 54.1 — 1282nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 56th of 77 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Murray County's primary driver is Community Vulnerability at 86.2 — worse than roughly 86% of U.S. counties.

Community Vulnerability Primary driver 86.2
Uninsured Rate 84
Disability Rate 89
Debt & Delinquency 69.5
Debt in Collections 74
Medical Debt 48
Student Loan Delinquency 95
Auto Loan Delinquency 72
Credit Card Delinquency 64
Bankruptcy Filing Rate 63
Employment & Wages 49.1
Unemployment Rate 67
Wage-to-Rent Ratio 44
Business Formation Rate 37
Income & Poverty 38.0
Poverty Rate 42
Income vs. State Median 24
Child Poverty Rate 48
Housing Cost Burden 27.6
Rent-Burdened (30%+) 29
Severely Rent-Burdened (50%+) 15
Mortgage-Burdened (30%+) 5
Homeownership Rate 63
Rent-to-Income Ratio 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Murray County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Murray County
Murray County, OK 54.1 Elevated —
Johnston County, OK 67.8 Serious +13.7
Carter County, OK 66.7 Serious +12.6
Garvin County, OK 58.1 Elevated +4.0
Pontotoc County, OK 46.8 Normal -7.3

Population Peers

County Score Zone vs. Murray County
Jay County, IN 54.1 Elevated 0.0
Barry County, MO 54.1 Elevated +0.0
Madison County, NC 54.1 Elevated +0.1
Orleans County, NY 54.0 Elevated -0.1
Leon County, TX 54.0 Elevated -0.1

Download Data

Export all distress indicators for Murray County as a CSV file.

Find Help in Murray County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Murray County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Murray County, Oklahoma?

    Murray County has a County Distress Index score of 54.1 out of 100, placing it in the Elevated zone. It ranks 1,282nd nationally out of 3,144 counties and 56th in Oklahoma out of 77 counties.

  • What drives financial distress in Murray County?

    The primary driver of distress in Murray County is Community Vulnerability, where the county scores 86.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Murray County compare to neighboring counties?

    Murray County (54.1) can be compared to its 4 neighboring counties: Johnston County, OK (67.8); Carter County, OK (66.7); Garvin County, OK (58.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Murray County?

    Murray County, Oklahoma has a population of approximately 13,754 (2023 Census estimate), classified as a small county.