Jackson County, Oklahoma

County Distress Index: Elevated · 55.1 | 24,669 people · 54th most distressed in Oklahoma
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Jackson County, OK registers elevated household financial distress with a score of 55.1 — 1208th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 54th of 77 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jackson County's primary driver is Community Vulnerability at 67.2 — above the national median.

Community Vulnerability Primary driver 67.2
Uninsured Rate 85
Disability Rate 49
Debt & Delinquency 65.0
Debt in Collections 74
Medical Debt 80
Student Loan Delinquency 46
Auto Loan Delinquency 78
Credit Card Delinquency 72
Bankruptcy Filing Rate 39
Income & Poverty 62.0
Poverty Rate 70
Income vs. State Median 41
Child Poverty Rate 75
Housing Cost Burden 45.0
Rent-Burdened (30%+) 47
Severely Rent-Burdened (50%+) 11
Mortgage-Burdened (30%+) 45
Homeownership Rate 91
Rent-to-Income Ratio 31
Employment & Wages 36.0
Unemployment Rate 27
Wage-to-Rent Ratio 15
Business Formation Rate 66

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jackson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jackson County
Jackson County, OK 55.1 Elevated —
Tillman County, OK 73.2 Serious +18.1
Hardeman County, TX 71.3 Serious +16.3
Harmon County, OK 70.2 Serious +15.2
Wilbarger County, TX 67.3 Serious +12.2
Kiowa County, OK 67.0 Serious +12.0
Greer County, OK 66.3 Serious +11.3

Population Peers

County Score Zone vs. Jackson County
Lincoln County, MS 55.0 Elevated -0.1
Jefferson County, PA 55.1 Elevated +0.1
Muhlenberg County, KY 55.1 Elevated +0.1
George County, MS 55.1 Elevated +0.1
Swain County, NC 55.1 Elevated +0.1

Download Data

Export all distress indicators for Jackson County as a CSV file.

Find Help in Jackson County

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Jackson County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oklahoma →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Jackson County, Oklahoma?

    Jackson County has a County Distress Index score of 55.1 out of 100, placing it in the Elevated zone. It ranks 1,208th nationally out of 3,144 counties and 54th in Oklahoma out of 77 counties.

  • What drives financial distress in Jackson County?

    The primary driver of distress in Jackson County is Community Vulnerability, where the county scores 67.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Jackson County compare to neighboring counties?

    Jackson County (55.1) can be compared to its 6 neighboring counties: Tillman County, OK (73.2); Hardeman County, TX (71.3); Harmon County, OK (70.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Jackson County?

    Jackson County, Oklahoma has a population of approximately 24,669 (2023 Census estimate), classified as a small county.