Warren County, Ohio

County Distress Index: Healthy · 21.2 | 252,148 people · 86th most distressed in Ohio
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Warren County, OH ranks among the least distressed counties in the country at 21.2 — 3100th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Ohio, it ranks 86th of 88 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Warren County's primary driver is Housing Cost Burden at 36.6 — above the national median.

Housing Cost Burden Primary driver 36.6
Rent-Burdened (30%+) 41
Severely Rent-Burdened (50%+) 54
Mortgage-Burdened (30%+) 65
Homeownership Rate 21
Rent-to-Income Ratio 3
Employment & Wages 32.1
Unemployment Rate 41
Wage-to-Rent Ratio 34
Business Formation Rate 21
Debt & Delinquency 29.6
Debt in Collections 20
Medical Debt 44
Student Loan Delinquency 18
Auto Loan Delinquency 34
Credit Card Delinquency 13
Bankruptcy Filing Rate 50
Community Vulnerability 6.0
Uninsured Rate 5
Disability Rate 7
Income & Poverty 1.9
Poverty Rate 2
Income vs. State Median 2
Child Poverty Rate 2

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Warren County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Warren County
Warren County, OH 21.2 Healthy —
Montgomery County, OH 59.9 Elevated +38.7
Hamilton County, OH 48.3 Normal +27.1
Clinton County, OH 46.0 Normal +24.7
Butler County, OH 43.9 Normal +22.6
Clermont County, OH 41.9 Normal +20.7
Greene County, OH 35.5 Normal +14.3

Population Peers

County Score Zone vs. Warren County
Waukesha County, WI 21.3 Healthy +0.1
St. Charles County, MO 22.0 Healthy +0.7
Johnson County, KS 22.3 Healthy +1.1
Loudoun County, VA 22.8 Healthy +1.6
Douglas County, CO 23.2 Healthy +2.0

Download Data

Export all distress indicators for Warren County as a CSV file.

Find Help in Warren County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Warren County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Warren County, Ohio?

    Warren County has a County Distress Index score of 21.2 out of 100, placing it in the Healthy zone. It ranks 3,100th nationally out of 3,144 counties and 86th in Ohio out of 88 counties.

  • What drives financial distress in Warren County?

    The primary driver of distress in Warren County is Housing Cost Burden, where the county scores 36.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Warren County compare to neighboring counties?

    Warren County (21.2) can be compared to its 6 neighboring counties: Montgomery County, OH (59.9); Hamilton County, OH (48.3); Clinton County, OH (46.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Warren County?

    Warren County, Ohio has a population of approximately 252,148 (2023 Census estimate), classified as a large county.