Yadkin County, North Carolina

County Distress Index: Elevated · 52.3 | 37,774 people · 64th most distressed in North Carolina

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Yadkin County, NC registers elevated household financial distress with a score of 52.3 — 1434th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within North Carolina, it ranks 64th of 100 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Yadkin County's primary driver is Community Vulnerability at 63.1 — above the national median.

Community Vulnerability Primary driver 63.1
Uninsured Rate 77
Disability Rate 49
Employment & Wages 52.1
Unemployment Rate 19
Wage-to-Rent Ratio 87
Business Formation Rate 50
Debt & Delinquency 50.4
Debt in Collections 53
Medical Debt 66
Student Loan Delinquency 72
Auto Loan Delinquency 33
Credit Card Delinquency 50
Bankruptcy Filing Rate 28
Housing Cost Burden 49.7
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 29
Homeownership Rate 35
Rent-to-Income Ratio 74
Income & Poverty 46.1
Poverty Rate 45
Income vs. State Median 44
Child Poverty Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Yadkin County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Yadkin County
Yadkin County, NC 52.3 Elevated
Wilkes County, NC 58.4 Elevated +6.1
Forsyth County, NC 53.0 Elevated +0.7
Surry County, NC 51.7 Elevated -0.6
Davie County, NC 40.1 Normal -12.2
Iredell County, NC 35.8 Normal -16.5

Population Peers

County Score Zone vs. Yadkin County
Franklin County, KS 52.2 Elevated -0.1
Boone County, AR 52.2 Elevated -0.1
Parke County, IN 52.2 Elevated -0.1
Waldo County, ME 52.3 Elevated +0.1
Fannin County, GA 52.4 Elevated +0.1

Download Data

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Find Help in Yadkin County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Yadkin County residents at no cost.

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

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