Mercer County, Missouri

County Distress Index: Normal · 40.0 | 3,469 people · 93rd most distressed in Missouri

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Mercer County, MO falls within the normal range for household financial distress at 40.0 — 2349th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Missouri, it ranks 93rd of 115 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Mercer County's primary driver is Community Vulnerability at 57.6 — above the national median.

Community Vulnerability Primary driver 57.6
Uninsured Rate 66
Disability Rate 49
Income & Poverty 51.3
Poverty Rate 44
Income vs. State Median 54
Child Poverty Rate 56
Debt & Delinquency 37.8
Debt in Collections 37
Medical Debt 7
Student Loan Delinquency 59
Auto Loan Delinquency 60
Credit Card Delinquency 35
Bankruptcy Filing Rate 29
Employment & Wages 36.8
Unemployment Rate 38
Wage-to-Rent Ratio 43
Business Formation Rate 29
Housing Cost Burden 16.5
Rent-Burdened (30%+) 9
Severely Rent-Burdened (50%+) 14
Mortgage-Burdened (30%+) 5
Homeownership Rate 23
Rent-to-Income Ratio 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Mercer County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Mercer County
Mercer County, MO 40.0 Normal
Harrison County, MO 54.1 Elevated +14.1
Grundy County, MO 53.6 Elevated +13.6
Decatur County, IA 51.8 Elevated +11.8
Putnam County, MO 47.5 Normal +7.5
Sullivan County, MO 45.2 Normal +5.2
Wayne County, IA 43.7 Normal +3.7

Population Peers

County Score Zone vs. Mercer County
Edwards County, KS 40.0 Normal -0.0
Power County, ID 40.0 Normal -0.0
Meagher County, MT 39.9 Normal -0.1
Thomas County, NE 39.9 Normal -0.1
Yuma County, CO 39.9 Normal -0.1

Download Data

Export all distress indicators for Mercer County as a CSV file.

Find Help in Mercer County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Mercer County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.