About nine in ten adults aged 25 to 54 in DeKalb County, Missouri, have a job

In DeKalb County, 13.8% of adults aged 25 to 54 were not working. That is lower than in 88% of U.S. counties.

County Distress Index Data through Sep 2026
86th
of 115 counties in Missouri
31score /100

Less distressed than 68% of U.S. counties.

What drives DeKalb County's score

In DeKalb County, late payments on loans are the highest-scoring part, at 54.5. Jobs are the lowest part, at 29.3.

The County Distress Index looks at five parts of household money trouble in DeKalb County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Even so, DeKalb County is worse off than most counties on people with a car or retail loan behind (8.6%, August 2025).

A longer bar means more trouble. See how the county score works.

  • Late payments

    Biggest factor
    54.5 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      4.3% · August 2025
      30th percentile
    • People with a car or retail loan behind
      8.6% · August 2025
      86th percentile
    • People with a subprime credit score
      39.3% · second quarter of 2026
      46th percentile
  • Income and safety net

    41.8 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      11.5% · 2024
      35th percentile
    • Children below the poverty line
      13.0% · 2024
      27th percentile
    • People with a disability
      15.9% · 2020 to 2024
      49th percentile
    • People without health insurance
      6.7% · 2020 to 2024
      39th percentile
    • Median household income (lower income, longer bar)
      $64,148 · 2024
      57th percentile
  • Collections and bankruptcy

    40.7 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      20.5% · August 2025
      39th percentile
    • Bankruptcy filings per 100,000 people
      111.1 · 2025
      41st percentile
  • Housing costs

    29.8 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      9.2% · 2020 to 2024
      10th percentile
    • Rent on a two-bedroom as a share of the median income
      20.6% · fiscal year 2027
      49th percentile
  • Jobs

    29.3 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      3.9% · Oct 2025 to Sep 2026
      47th percentile
    • Adults 25 to 54 not working
      13.8% · 2020 to 2024
      11th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in DeKalb County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In DeKalb County, 19.5% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

DeKalb County

59 14 28

Missouri

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In DeKalb County, benefit checks' share of income has doubled since 1969, reaching 27.6% in 2024, but pay from work still brings in twice as much as benefit checks

In DeKalb County, Missouri, benefit checks' share of income doubled from 1969 to 2024, reaching 27.6%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, DeKalb County, Missouri American Default Research · americandefault.org/counties/missouri/dekalb-county-mo/
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The share of households in DeKalb County getting SNAP food aid had its largest drop, from 10.6% in 2022 to 7.8% in 2023.

The share of households in DeKalb County getting SNAP food aid was at its highest on the chart in 2022 and has since fallen by about a quarter

Low on the chart: 7.3% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, DeKalb County, Missouri.

0%10%20% 7.3%7.8% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 7.3%7.8% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/missouri/dekalb-county-mo/
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How DeKalb County has changed

DeKalb County's population had its largest drop, from 12,606 in 2014 to 10,910 in 2019.

DeKalb County's population was at its highest on the chart in 2009 and has since fallen by about a quarter

High on the chart: 12,825 in 2009. Residents, yearly estimate, every fifth year and 2024, DeKalb County, Missouri.

010,00020,000 7,4129,884 196919741979198419891994199920042009201420192024 010,00020,000 7,4129,884 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/missouri/dekalb-county-mo/
Download data (CSV)

The number of jobs located in DeKalb County had its largest drop, from 3,543 in 2015 to 2,777 in 2020.

The number of jobs located in DeKalb County was at its highest on the chart in 2015 and has since fallen by about a third

High on the chart: 3,543 in 2015. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, DeKalb County, Missouri.

02,0004,000 2,1682,391 19901995200020052010201520202025 02,0004,000 2,1682,391 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/missouri/dekalb-county-mo/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 5.2% 2025 4.3% BLS LAUS
People below the poverty lineCensus SAIPE 1989 18.2% 2024 11.5% Census SAIPE
Median household incomeCensus SAIPE 1989 $21,680 2024 $64,148 Census SAIPE

The table uses 4.3% for 2025; the score uses 3.9% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in DeKalb County's history

  1. 1845

    Organized February 25, 1845. Wikipedia

  2. 1900

    The county's largest recorded population was the 1900 Census count of 14,418. The 2020 Census counted 11,029, 76% of the peak. Census Bureau

  3. 2004

    A tornado in May 2004 killed three people. NOAA Storm Events Database

  4. Since 1965

    22 federal disaster and emergency declarations have covered DeKalb County, 12 of them for flooding. FEMA

DeKalb County beside its neighbors

Of the six counties that border DeKalb County, three score higher. For the share of income from benefit checks, DeKalb County ranks 5th of the seven; Gentry County is highest, at 32.8%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Buchanan County, MO 71 25th of 115 13.5% 28.7%
Caldwell County, MO 43 67th of 115 10.9% 28.9%
Clinton County, MO 33 80th of 115 9.5% 26.0%
DeKalb County, MO 31 86th of 115 11.5% 27.6%
Gentry County, MO 28 91st of 115 13.8% 32.8%
Daviess County, MO 22 100th of 115 13.7% 29.1%
Andrew County, MO 8 113th of 115 7.8% 18.8%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is DeKalb County the poorest county in Missouri?

No, DeKalb County's poverty rate was 11.5% in 2024, 90th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, DeKalb County ranks 86th of 115 in the state.

If you're behind on your mortgage in DeKalb County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Missouri foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for DeKalb County · Every U.S. county (CSV)

Cite this DeKalb County, Missouri, scores 31 on the County Distress Index (data through Sep 2026): less distressed than 68% of U.S. counties · American Default Research · americandefault.org/counties/missouri/dekalb-county-mo/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in DeKalb County comes from, 2024.
  • History The agencies named in each row and the linked records above.