Sanilac County, Michigan

County Distress Index: Elevated · 52.5 | 40,368 people · 33rd most distressed in Michigan

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Sanilac County, MI registers elevated household financial distress with a score of 52.5 — 1417th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Michigan, it ranks 33rd of 83 counties. It scores higher than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Sanilac County's primary driver is Employment & Wages at 71.4 — above the national median.

Employment & Wages Primary driver 71.4
Unemployment Rate 92
Wage-to-Rent Ratio 41
Business Formation Rate 81
Income & Poverty 57.3
Poverty Rate 48
Income vs. State Median 63
Child Poverty Rate 61
Community Vulnerability 56.4
Uninsured Rate 50
Disability Rate 62
Debt & Delinquency 43.8
Debt in Collections 34
Medical Debt 43
Student Loan Delinquency 56
Auto Loan Delinquency 28
Credit Card Delinquency 50
Bankruptcy Filing Rate 51
Housing Cost Burden 33.6
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 52
Homeownership Rate 12
Rent-to-Income Ratio 43

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Sanilac County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Sanilac County
Sanilac County, MI 52.5 Elevated
St. Clair County, MI 51.9 Elevated -0.6
Tuscola County, MI 50.3 Elevated -2.2
Lapeer County, MI 48.4 Normal -4.1
Huron County, MI 43.8 Normal -8.7

Population Peers

County Score Zone vs. Sanilac County
Colorado County, TX 52.5 Elevated 0.0
Wythe County, VA 52.5 Elevated +0.0
Hillsdale County, MI 52.5 Elevated +0.0
Hampshire County, WV 52.5 Elevated +0.0
Barton County, KS 52.4 Elevated -0.0

Download Data

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Find Help in Sanilac County

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Free Legal Aid

Legal aid organizations serving Sanilac County residents at no cost.

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

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