Alcona County, Michigan

County Distress Index: Elevated · 53.0 | 10,489 people · 28th most distressed in Michigan
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Alcona County, MI registers elevated household financial distress with a score of 53.0 — 1372nd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Michigan, it ranks 28th of 83 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Alcona County's primary driver is Income & Poverty at 75.6 — worse than roughly 76% of U.S. counties.

Income & Poverty Primary driver 75.6
Poverty Rate 67
Income vs. State Median 79
Child Poverty Rate 81
Employment & Wages 75.5
Unemployment Rate 95
Wage-to-Rent Ratio 72
Business Formation Rate 60
Community Vulnerability 49.9
Uninsured Rate 7
Disability Rate 93
Housing Cost Burden 38.4
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 47
Homeownership Rate 5
Rent-to-Income Ratio 58
Debt & Delinquency 25.6
Debt in Collections 18
Medical Debt 41
Student Loan Delinquency 46
Auto Loan Delinquency 5
Credit Card Delinquency 9
Bankruptcy Filing Rate 34

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Alcona County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Alcona County
Alcona County, MI 53.0 Elevated —
Oscoda County, MI 70.5 Serious +17.5
Montmorency County, MI 67.5 Serious +14.5
Ogemaw County, MI 63.7 Elevated +10.8
Iosco County, MI 57.4 Elevated +4.5
Alpena County, MI 51.5 Elevated -1.5

Population Peers

County Score Zone vs. Alcona County
Manistee County, MI 53.0 Elevated -0.0
Crawford County, OH 53.0 Elevated +0.0
Carroll County, AR 53.0 Elevated -0.0
Benewah County, ID 52.9 Elevated -0.0
Williamsburg city, VA 52.9 Elevated -0.0

Download Data

Export all distress indicators for Alcona County as a CSV file.

Find Help in Alcona County

Find an Attorney

State Bar of Michigan Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Michigan Lawyer Referral Service 1-800-968-0738

Free Legal Aid

Legal aid organizations serving Alcona County residents at no cost.

Legal Aid & Defender Association of Detroit 313-967-5555
Michigan Legal Help / Wolverine Legal Aid
Neighborhood Legal Services of Michigan 248-548-3838
Michigan Advocacy Program 616-774-0672
Legal Services of South Central Michigan 734-665-6181
Lakeshore Legal Aid (888) 783-8190
Legal Aid of Western Michigan (616) 774-0672
Legal Services of Eastern Michigan (800) 322-4512
Legal Services of Northern Michigan, Inc. (906) 786-2303

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

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Frequently Asked Questions

  • What is the distress score for Alcona County, Michigan?

    Alcona County has a County Distress Index score of 53.0 out of 100, placing it in the Elevated zone. It ranks 1,372nd nationally out of 3,144 counties and 28th in Michigan out of 83 counties.

  • What drives financial distress in Alcona County?

    The primary driver of distress in Alcona County is Income & Poverty, where the county scores 75.6 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Alcona County compare to neighboring counties?

    Alcona County (53.0) can be compared to its 5 neighboring counties: Oscoda County, MI (70.5); Montmorency County, MI (67.5); Ogemaw County, MI (63.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Alcona County?

    Alcona County, Michigan has a population of approximately 10,489 (2023 Census estimate), classified as a small county.