Queen Anne's County, Maryland

County Distress Index: Healthy · 31.7 | 52,508 people · 21st most distressed in Maryland
American Default Research

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Queen Anne's County, MD ranks among the least distressed counties in the country at 31.7 — 2815th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Maryland, it ranks 21st of 24 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Queen Anne's County's primary driver is Housing Cost Burden at 59.9 — above the national median.

Housing Cost Burden Primary driver 59.9
Rent-Burdened (30%+) 85
Severely Rent-Burdened (50%+) 76
Mortgage-Burdened (30%+) 89
Homeownership Rate 13
Rent-to-Income Ratio 37
Employment & Wages 51.0
Unemployment Rate 19
Wage-to-Rent Ratio 96
Business Formation Rate 38
Debt & Delinquency 25.2
Debt in Collections 19
Medical Debt 23
Student Loan Delinquency 17
Auto Loan Delinquency 33
Credit Card Delinquency 20
Bankruptcy Filing Rate 38
Community Vulnerability 16.3
Uninsured Rate 26
Disability Rate 7
Income & Poverty 6.1
Poverty Rate 3
Income vs. State Median 11
Child Poverty Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Queen Anne's County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Queen Anne's County
Queen Anne's County, MD 31.7 Healthy —
Kent County, DE 61.4 Elevated +29.7
Caroline County, MD 59.2 Elevated +27.5
Kent County, MD 50.4 Elevated +18.7
Talbot County, MD 44.0 Normal +12.3
Anne Arundel County, MD 31.2 Healthy -0.5

Population Peers

County Score Zone vs. Queen Anne's County
Linn County, IA 31.7 Healthy -0.0
Dubuque County, IA 31.5 Healthy -0.2
Jefferson County, WI 31.4 Healthy -0.3
Christian County, MO 32.0 Healthy +0.3
Chippewa County, WI 31.3 Healthy -0.4

Download Data

Export all distress indicators for Queen Anne's County as a CSV file.

Find Help in Queen Anne's County

Find an Attorney

Maryland State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Maryland State Bar Association Lawyer Referral Service 410-685-7878

Free Legal Aid

Legal aid organizations serving Queen Anne's County residents at no cost.

Maryland Legal Aid 410-539-5340
Community Law Center (Baltimore) 410-366-0922
Maryland Volunteer Lawyers Service (MVLS) 410-539-6800
Civil Justice (Baltimore) 410-706-0900

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Queen Anne's County, Maryland?

    Queen Anne's County has a County Distress Index score of 31.7 out of 100, placing it in the Healthy zone. It ranks 2,815th nationally out of 3,144 counties and 21st in Maryland out of 24 counties.

  • What drives financial distress in Queen Anne's County?

    The primary driver of distress in Queen Anne's County is Housing Cost Burden, where the county scores 59.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Queen Anne's County compare to neighboring counties?

    Queen Anne's County (31.7) can be compared to its 5 neighboring counties: Kent County, DE (61.4); Caroline County, MD (59.2); Kent County, MD (50.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Queen Anne's County?

    Queen Anne's County, Maryland has a population of approximately 52,508 (2023 Census estimate), classified as a mid county.