Carroll County, Maryland

County Distress Index: Healthy · 30.0 | 176,639 people · 23rd most distressed in Maryland

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Carroll County, MD ranks among the least distressed counties in the country at 30.0 — 2886th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Maryland, it ranks 23rd of 24 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carroll County's primary driver is Employment & Wages at 58.3 — above the national median.

Employment & Wages Primary driver 58.3
Unemployment Rate 13
Wage-to-Rent Ratio 96
Business Formation Rate 66
Housing Cost Burden 56.3
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 75
Mortgage-Burdened (30%+) 90
Homeownership Rate 5
Rent-to-Income Ratio 34
Debt & Delinquency 21.0
Debt in Collections 11
Medical Debt 28
Student Loan Delinquency 16
Auto Loan Delinquency 15
Credit Card Delinquency 14
Bankruptcy Filing Rate 42
Community Vulnerability 9.5
Uninsured Rate 2
Disability Rate 17
Income & Poverty 4.8
Poverty Rate 2
Income vs. State Median 11
Child Poverty Rate 1

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carroll County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carroll County
Carroll County, MD 30.0 Healthy
Baltimore County, MD 48.6 Normal +18.6
Adams County, PA 38.7 Normal +8.7
York County, PA 38.4 Normal +8.4
Frederick County, MD 32.9 Healthy +2.9
Howard County, MD 26.1 Healthy -3.9

Population Peers

County Score Zone vs. Carroll County
Putnam County, NY 29.9 Healthy -0.0
Box Elder County, UT 29.8 Healthy -0.2
Shelby County, AL 30.2 Healthy +0.2
Platte County, MO 29.8 Healthy -0.2
Minnehaha County, SD 29.7 Healthy -0.3

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