Anne Arundel County, Maryland

County Distress Index: Healthy · 31.2 | 594,582 people · 22nd most distressed in Maryland
American Default Research

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Anne Arundel County, MD ranks among the least distressed counties in the country at 31.2 — 2846th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Maryland, it ranks 22nd of 24 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Anne Arundel County's primary driver is Housing Cost Burden at 63.5 — above the national median.

Housing Cost Burden Primary driver 63.5
Rent-Burdened (30%+) 82
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 94
Homeownership Rate 47
Rent-to-Income Ratio 29
Employment & Wages 40.2
Unemployment Rate 27
Wage-to-Rent Ratio 71
Business Formation Rate 23
Debt & Delinquency 37.2
Debt in Collections 27
Medical Debt 23
Student Loan Delinquency 36
Auto Loan Delinquency 34
Credit Card Delinquency 35
Bankruptcy Filing Rate 67
Community Vulnerability 10.5
Uninsured Rate 13
Disability Rate 8
Income & Poverty 4.6
Poverty Rate 2
Income vs. State Median 9
Child Poverty Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Anne Arundel County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Anne Arundel County
Anne Arundel County, MD 31.2 Healthy —
Baltimore city, MD 71.5 Serious +40.3
Prince George's County, MD 58.1 Elevated +26.9
Kent County, MD 50.4 Elevated +19.2
Baltimore County, MD 48.6 Normal +17.4
Talbot County, MD 44.0 Normal +12.8
Calvert County, MD 32.6 Healthy +1.4
Queen Anne's County, MD 31.7 Healthy +0.5
Howard County, MD 26.1 Healthy -5.1

Population Peers

County Score Zone vs. Anne Arundel County
Somerset County, NJ 31.4 Healthy +0.2
Boulder County, CO 31.4 Healthy +0.3
Cumberland County, ME 30.7 Healthy -0.5
Dane County, WI 31.7 Healthy +0.5
Ottawa County, MI 31.8 Healthy +0.6

Download Data

Export all distress indicators for Anne Arundel County as a CSV file.

Find Help in Anne Arundel County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Anne Arundel County.

ANNE ARUNDEL COUNTY COMMUNITY ACTION AGENCY, INCORPORATED
Annapolis
410-626-1900
Foreclosure PreventionFinancial CounselingFinancial CounselingPre-Purchase
ARUNDEL COMMUNITY DEVELOPMENT SERVICE INC
ANNAPOLIS
410-222-7612 Website
Foreclosure PreventionPost-PurchasePre-PurchaseHomebuyer Education

See all counselors in Maryland →

Find an Attorney

Maryland State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Maryland State Bar Association Lawyer Referral Service 410-685-7878

Free Legal Aid

Legal aid organizations serving Anne Arundel County residents at no cost.

Maryland Legal Aid 410-539-5340
Community Law Center (Baltimore) 410-366-0922
Maryland Volunteer Lawyers Service (MVLS) 410-539-6800
Civil Justice (Baltimore) 410-706-0900

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Maryland →

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Frequently Asked Questions

  • What is the distress score for Anne Arundel County, Maryland?

    Anne Arundel County has a County Distress Index score of 31.2 out of 100, placing it in the Healthy zone. It ranks 2,846th nationally out of 3,144 counties and 22nd in Maryland out of 24 counties.

  • What drives financial distress in Anne Arundel County?

    The primary driver of distress in Anne Arundel County is Housing Cost Burden, where the county scores 63.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Anne Arundel County compare to neighboring counties?

    Anne Arundel County (31.2) can be compared to its 8 neighboring counties: Baltimore city, MD (71.5); Prince George's County, MD (58.1); Kent County, MD (50.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Anne Arundel County?

    Anne Arundel County, Maryland has a population of approximately 594,582 (2023 Census estimate), classified as a large county.