St. Charles Parish, Louisiana

County Distress Index: Normal · 45.6 | 50,620 people · 59th most distressed in Louisiana
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

St. Charles Parish, LA falls within the normal range for household financial distress at 45.6 — 1932nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Louisiana, it ranks 59th of 64 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. St. Charles Parish's primary driver is Debt & Delinquency at 65.1 — above the national median.

Debt & Delinquency Primary driver 65.1
Debt in Collections 61
Medical Debt 52
Student Loan Delinquency 60
Auto Loan Delinquency 76
Credit Card Delinquency 68
Bankruptcy Filing Rate 74
Housing Cost Burden 58.9
Rent-Burdened (30%+) 98
Severely Rent-Burdened (50%+) 99
Mortgage-Burdened (30%+) 55
Homeownership Rate 8
Rent-to-Income Ratio 35
Community Vulnerability 45.1
Uninsured Rate 36
Disability Rate 54
Income & Poverty 34.7
Poverty Rate 45
Income vs. State Median 3
Child Poverty Rate 56
Employment & Wages 24.0
Unemployment Rate 41
Wage-to-Rent Ratio 2
Business Formation Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How St. Charles Parish compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. St. Charles Parish
St. Charles Parish, LA 45.6 Normal —
Tangipahoa Parish, LA 68.5 Serious +22.9
Jefferson Parish, LA 62.6 Elevated +17.0
St. John the Baptist Parish, LA 55.9 Elevated +10.3
Lafourche Parish, LA 53.0 Elevated +7.4

Population Peers

County Score Zone vs. St. Charles Parish
Wilson County, TX 45.6 Normal +0.0
Wayne County, PA 45.6 Normal +0.1
Bonner County, ID 45.7 Normal +0.1
Cheshire County, NH 45.4 Normal -0.2
Matanuska-Susitna Borough, AK 45.8 Normal +0.2

Download Data

Export all distress indicators for St. Charles Parish as a CSV file.

Find Help in St. Charles Parish

Find an Attorney

Louisiana State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Louisiana State Bar Association Lawyer Referral 1-800-421-5722

Free Legal Aid

Legal aid organizations serving St. Charles Parish residents at no cost.

Southeast Louisiana Legal Services 504-529-1000
Acadiana Legal Service Corporation 1-800-256-1175
Southeast Louisiana Legal Services Corporation (504) 529-1000

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Louisiana →

Continue Reading

Frequently Asked Questions

  • What is the distress score for St. Charles Parish, Louisiana?

    St. Charles Parish has a County Distress Index score of 45.6 out of 100, placing it in the Normal zone. It ranks 1,932nd nationally out of 3,144 counties and 59th in Louisiana out of 64 counties.

  • What drives financial distress in St. Charles Parish?

    The primary driver of distress in St. Charles Parish is Debt & Delinquency, where the county scores 65.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does St. Charles Parish compare to neighboring counties?

    St. Charles Parish (45.6) can be compared to its 4 neighboring counties: Tangipahoa Parish, LA (68.5); Jefferson Parish, LA (62.6); St. John the Baptist Parish, LA (55.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of St. Charles Parish?

    St. Charles Parish, Louisiana has a population of approximately 50,620 (2023 Census estimate), classified as a mid county.