Pointe Coupee Parish, Louisiana
More than double the national median for auto loan delinquency.
Main Findings
Pointe Coupee Parish, Louisiana ranks 268th most distressed in the United States on the County Distress Index. The driver: 10% of auto loan accounts are 60+ days past due — more than double the national median of 5%. Its highest-scoring domain is Delinquency.
- 268th of 3,144 counties on the County Distress Index — 75.8 · high county distress, 32nd in Louisiana.
- 10% of auto loan accounts are 60+ days past due (U.S. median 5%). Auto loan delinquency at the 93rd percentile nationally. Source: Urban Institute Debt in America (2025).
- Rent-to-income ratio at 25% — national median 21%, ranked at the 81st percentile. Source: HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023).
- Unemployment at 4% — national median 4%, ranked at the 75th percentile. Source: U.S. Bureau of Labor Statistics, LAUS (May 2026).
- Disability rate at 22% — national median 16%, ranked at the 91st percentile. Source: U.S. Census Bureau, ACS 5-year (2023).
Unemployment is 4%, near the national median of 4%, while auto loan delinquency runs at the 93rd percentile. Jobs exist; wages don't close the gap.
Neighbors span four CDI score labels. The 40-point drop to West Feliciana Parish marks where the Louisiana distress corridor ends.
"Pointe Coupee Parish has a high county distress score. The score label gives the intensity; the rank gives the national position."
"The CDI gives this county a high county distress label. The rank belongs beside the score because the two answer different questions: score intensity and national position. Its highest-scoring domain is Delinquency."
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, SAIPE (2023), 28% of children under 18 in Pointe Coupee Parish live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Pointe Coupee Parish's CDI Score
Every number traces to a public source. Pointe Coupee Parish's value shown alongside LA's median and the U.S. median. Full CSV available for download.
| Indicator | Pointe Coupee Parish | LA median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 85 · Rank 388 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 10% | 8% | 5% | 93rd | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 9% | 8% | 5% | 88th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 29% | 35% | 23% | 72nd | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 67 · Rank 838 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 32% | 34% | 23% | 78th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 140 | 225 | 126 | 56th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 78 · Rank 470 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 25% | 22% | 21% | 81st | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 22% | 21% | 18% | 74th | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 75 · Rank 745 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 4% | 5% | 4% | 75th | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 74 · Rank 619 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 28% | 28% | 18% | 86th | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 22% | 17% | 16% | 91st | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 20% | 20% | 14% | 86th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 7% | 8% | 8% | 41st | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Pointe Coupee Parish data — in under 60 seconds.
Draft wire copy 156-word AP-style article — use freely with attribution
NEW ROADS, La. — Pointe Coupee Parish ranks 268th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 75.8 out of 100 gives Pointe Coupee Parish a high county distress label. Among 3,144 U.S. counties scored, 267 counties rank more distressed. Within Louisiana, Pointe Coupee Parish ranks 32nd of 64 parishes.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies delinquency as the primary driver in Pointe Coupee Parish. 10% of auto loan accounts are 60+ days past due — more than double the national median of 5%.
"Pointe Coupee Parish has a high county distress score. The score label gives the intensity; the rank gives the national position," said Ross Kilburn, founder of American Default Research.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
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