Mason County, Kentucky

County Distress Index: Elevated · 58.2 | 16,841 people · 47th most distressed in Kentucky

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Mason County, KY registers elevated household financial distress with a score of 58.2 — 972nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Kentucky, it ranks 47th of 120 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Mason County's primary driver is Debt & Delinquency at 67.3 — above the national median.

Debt & Delinquency Primary driver 67.3
Debt in Collections 71
Medical Debt 62
Student Loan Delinquency 82
Auto Loan Delinquency 78
Credit Card Delinquency 29
Bankruptcy Filing Rate 81
Income & Poverty 60.6
Poverty Rate 73
Income vs. State Median 44
Child Poverty Rate 65
Community Vulnerability 56.2
Uninsured Rate 30
Disability Rate 82
Housing Cost Burden 54.3
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 68
Mortgage-Burdened (30%+) 53
Homeownership Rate 76
Rent-to-Income Ratio 32
Employment & Wages 52.6
Unemployment Rate 76
Wage-to-Rent Ratio 19
Business Formation Rate 62

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Mason County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Mason County
Mason County, KY 58.2 Elevated
Adams County, OH 68.9 Serious +10.7
Lewis County, KY 59.9 Elevated +1.7
Brown County, OH 57.9 Elevated -0.3
Fleming County, KY 57.3 Elevated -0.9
Robertson County, KY 54.6 Elevated -3.6
Bracken County, KY 53.5 Elevated -4.7

Population Peers

County Score Zone vs. Mason County
Decatur County, TN 58.2 Elevated +0.0
Geary County, KS 58.3 Elevated +0.0
Owyhee County, ID 58.1 Elevated -0.1
Allen County, KY 58.3 Elevated +0.1
Little River County, AR 58.3 Elevated +0.1

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