Livingston County, Kentucky

County Distress Index: Elevated · 51.6 | 8,892 people · 72nd most distressed in Kentucky
American Default Research

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Livingston County, KY registers elevated household financial distress with a score of 51.6 — 1472nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Kentucky, it ranks 72nd of 120 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Livingston County's primary driver is Debt & Delinquency at 64.0 — above the national median.

Debt & Delinquency Primary driver 64.0
Debt in Collections 76
Medical Debt 85
Student Loan Delinquency 7
Auto Loan Delinquency 37
Credit Card Delinquency 89
Bankruptcy Filing Rate 89
Employment & Wages 58.1
Unemployment Rate 64
Wage-to-Rent Ratio 26
Business Formation Rate 85
Income & Poverty 56.7
Poverty Rate 56
Income vs. State Median 41
Child Poverty Rate 72
Community Vulnerability 54.1
Uninsured Rate 13
Disability Rate 95
Housing Cost Burden 25.3
Rent-Burdened (30%+) 14
Severely Rent-Burdened (50%+) 15
Mortgage-Burdened (30%+) 8
Homeownership Rate 16
Rent-to-Income Ratio 75

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Livingston County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Livingston County
Livingston County, KY 51.6 Elevated —
Crittenden County, KY 57.3 Elevated +5.6
Massac County, IL 56.5 Elevated +4.8
Hardin County, IL 54.0 Elevated +2.3
Pope County, IL 50.8 Elevated -0.9
McCracken County, KY 47.7 Normal -4.0
Lyon County, KY 46.9 Normal -4.8
Marshall County, KY 46.2 Normal -5.5

Population Peers

County Score Zone vs. Livingston County
Sherman County, OR 51.7 Elevated +0.0
Worth County, MO 51.7 Elevated +0.0
Ferry County, WA 51.5 Elevated -0.1
Decatur County, IA 51.8 Elevated +0.1
Thurston County, NE 51.8 Elevated +0.1

Download Data

Export all distress indicators for Livingston County as a CSV file.

Find Help in Livingston County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Livingston County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Livingston County, Kentucky?

    Livingston County has a County Distress Index score of 51.6 out of 100, placing it in the Elevated zone. It ranks 1,472nd nationally out of 3,144 counties and 72nd in Kentucky out of 120 counties.

  • What drives financial distress in Livingston County?

    The primary driver of distress in Livingston County is Debt & Delinquency, where the county scores 64.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Livingston County compare to neighboring counties?

    Livingston County (51.6) can be compared to its 7 neighboring counties: Crittenden County, KY (57.3); Massac County, IL (56.5); Hardin County, IL (54.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Livingston County?

    Livingston County, Kentucky has a population of approximately 8,892 (2023 Census estimate), classified as a tiny county.