Grayson County, Kentucky

County Distress Index: Elevated · 55.5 | 26,825 people · 61st most distressed in Kentucky
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Grayson County, KY registers elevated household financial distress with a score of 55.5 — 1179th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Kentucky, it ranks 61st of 120 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Grayson County's primary driver is Income & Poverty at 69.4 — above the national median.

Income & Poverty Primary driver 69.4
Poverty Rate 77
Income vs. State Median 55
Child Poverty Rate 76
Community Vulnerability 67.0
Uninsured Rate 48
Disability Rate 86
Debt & Delinquency 61.0
Debt in Collections 72
Medical Debt 78
Student Loan Delinquency 6
Auto Loan Delinquency 76
Credit Card Delinquency 59
Bankruptcy Filing Rate 75
Employment & Wages 55.3
Unemployment Rate 74
Wage-to-Rent Ratio 36
Business Formation Rate 55
Housing Cost Burden 24.8
Rent-Burdened (30%+) 16
Severely Rent-Burdened (50%+) 24
Mortgage-Burdened (30%+) 15
Homeownership Rate 40
Rent-to-Income Ratio 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Grayson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Grayson County
Grayson County, KY 55.5 Elevated —
Edmonson County, KY 58.3 Elevated +2.8
Hart County, KY 56.6 Elevated +1.1
Butler County, KY 56.5 Elevated +1.0
Ohio County, KY 51.0 Elevated -4.5
Breckinridge County, KY 50.9 Elevated -4.6
Hardin County, KY 47.6 Normal -7.9

Population Peers

County Score Zone vs. Grayson County
Pontotoc County, MS 55.5 Elevated +0.0
Lyon County, KS 55.6 Elevated +0.1
Giles County, TN 55.6 Elevated +0.1
Comanche County, TX 55.6 Elevated +0.1
Pamlico County, NC 55.6 Elevated +0.1

Download Data

Export all distress indicators for Grayson County as a CSV file.

Find Help in Grayson County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Grayson County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Grayson County, Kentucky?

    Grayson County has a County Distress Index score of 55.5 out of 100, placing it in the Elevated zone. It ranks 1,179th nationally out of 3,144 counties and 61st in Kentucky out of 120 counties.

  • What drives financial distress in Grayson County?

    The primary driver of distress in Grayson County is Income & Poverty, where the county scores 69.4 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Grayson County compare to neighboring counties?

    Grayson County (55.5) can be compared to its 6 neighboring counties: Edmonson County, KY (58.3); Hart County, KY (56.6); Butler County, KY (56.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Grayson County?

    Grayson County, Kentucky has a population of approximately 26,825 (2023 Census estimate), classified as a small county.