Grant County, Kentucky

County Distress Index: Normal · 48.0 | 25,619 people · 89th most distressed in Kentucky
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Grant County, KY falls within the normal range for household financial distress at 48.0 — 1749th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Kentucky, it ranks 89th of 120 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Grant County's primary driver is Debt & Delinquency at 72.5 — above the national median.

Debt & Delinquency Primary driver 72.5
Debt in Collections 79
Medical Debt 57
Student Loan Delinquency 69
Auto Loan Delinquency 79
Credit Card Delinquency 54
Bankruptcy Filing Rate 97
Employment & Wages 52.9
Unemployment Rate 38
Wage-to-Rent Ratio 63
Business Formation Rate 58
Housing Cost Burden 41.6
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 37
Homeownership Rate 53
Rent-to-Income Ratio 42
Income & Poverty 36.8
Poverty Rate 46
Income vs. State Median 15
Child Poverty Rate 50
Community Vulnerability 36.1
Uninsured Rate 16
Disability Rate 56

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Grant County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Grant County
Grant County, KY 48.0 Normal —
Gallatin County, KY 54.9 Elevated +6.9
Pendleton County, KY 49.3 Normal +1.4
Owen County, KY 49.0 Normal +1.0
Harrison County, KY 45.7 Normal -2.3
Kenton County, KY 37.4 Normal -10.6
Scott County, KY 33.4 Healthy -14.6
Boone County, KY 32.2 Healthy -15.8

Population Peers

County Score Zone vs. Grant County
Orange County, IN 48.0 Normal +0.0
Logan County, KY 48.0 Normal +0.0
Greene County, PA 48.0 Normal +0.0
Crook County, OR 47.9 Normal -0.1
Austin County, TX 48.1 Normal +0.1

Download Data

Export all distress indicators for Grant County as a CSV file.

Find Help in Grant County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Grant County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Grant County, Kentucky?

    Grant County has a County Distress Index score of 48.0 out of 100, placing it in the Normal zone. It ranks 1,749th nationally out of 3,144 counties and 89th in Kentucky out of 120 counties.

  • What drives financial distress in Grant County?

    The primary driver of distress in Grant County is Debt & Delinquency, where the county scores 72.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Grant County compare to neighboring counties?

    Grant County (48.0) can be compared to its 7 neighboring counties: Gallatin County, KY (54.9); Pendleton County, KY (49.3); Owen County, KY (49.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Grant County?

    Grant County, Kentucky has a population of approximately 25,619 (2023 Census estimate), classified as a small county.