Boyle County, Kentucky

County Distress Index: Normal · 48.8 | 30,988 people · 84th most distressed in Kentucky
American Default Research

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Boyle County, KY falls within the normal range for household financial distress at 48.8 — 1692nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Kentucky, it ranks 84th of 120 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Boyle County's primary driver is Debt & Delinquency at 65.6 — above the national median.

Debt & Delinquency Primary driver 65.6
Debt in Collections 68
Medical Debt 75
Student Loan Delinquency 22
Auto Loan Delinquency 64
Credit Card Delinquency 81
Bankruptcy Filing Rate 83
Housing Cost Burden 56.8
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 89
Mortgage-Burdened (30%+) 41
Homeownership Rate 72
Rent-to-Income Ratio 16
Income & Poverty 45.3
Poverty Rate 59
Income vs. State Median 25
Child Poverty Rate 52
Community Vulnerability 44.3
Uninsured Rate 30
Disability Rate 59
Employment & Wages 31.9
Unemployment Rate 45
Wage-to-Rent Ratio 14
Business Formation Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Boyle County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Boyle County
Boyle County, KY 48.8 Normal —
Casey County, KY 68.1 Serious +19.4
Lincoln County, KY 54.0 Elevated +5.2
Washington County, KY 51.0 Elevated +2.2
Garrard County, KY 50.3 Elevated +1.5
Marion County, KY 48.5 Normal -0.2
Mercer County, KY 40.2 Normal -8.6

Population Peers

County Score Zone vs. Boyle County
Missaukee County, MI 48.8 Normal +0.0
Sullivan County, NH 48.7 Normal -0.1
Oceana County, MI 48.7 Normal -0.1
Itasca County, MN 48.8 Normal +0.1
Barbour County, WV 48.9 Normal +0.1

Download Data

Export all distress indicators for Boyle County as a CSV file.

Find Help in Boyle County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Boyle County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Boyle County, Kentucky?

    Boyle County has a County Distress Index score of 48.8 out of 100, placing it in the Normal zone. It ranks 1,692nd nationally out of 3,144 counties and 84th in Kentucky out of 120 counties.

  • What drives financial distress in Boyle County?

    The primary driver of distress in Boyle County is Debt & Delinquency, where the county scores 65.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Boyle County compare to neighboring counties?

    Boyle County (48.8) can be compared to its 6 neighboring counties: Casey County, KY (68.1); Lincoln County, KY (54.0); Washington County, KY (51.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Boyle County?

    Boyle County, Kentucky has a population of approximately 30,988 (2023 Census estimate), classified as a small county.