Lincoln County, Kansas

County Distress Index: Normal · 44.2 | 2,920 people · 41st most distressed in Kansas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Lincoln County, KS falls within the normal range for household financial distress at 44.2 — 2056th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Kansas, it ranks 41st of 105 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Community Vulnerability at 57.6 — above the national median.

Community Vulnerability Primary driver 57.6
Uninsured Rate 39
Disability Rate 76
Income & Poverty 52.0
Poverty Rate 36
Income vs. State Median 83
Child Poverty Rate 38
Housing Cost Burden 37.9
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 57
Homeownership Rate 23
Rent-to-Income Ratio 35
Employment & Wages 37.2
Unemployment Rate 49
Wage-to-Rent Ratio 31
Business Formation Rate 32
Debt & Delinquency 36.5
Debt in Collections 29
Medical Debt 38
Student Loan Delinquency 41
Auto Loan Delinquency 39
Credit Card Delinquency 5
Bankruptcy Filing Rate 67

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, KS 44.2 Normal —
Russell County, KS 49.4 Normal +5.2
Saline County, KS 48.4 Normal +4.2
Osborne County, KS 42.0 Normal -2.2
Mitchell County, KS 37.4 Normal -6.8
Ottawa County, KS 35.6 Normal -8.6
Ellsworth County, KS 30.2 Healthy -14.1

Population Peers

County Score Zone vs. Lincoln County
Ochiltree County, TX 44.2 Normal 0.0
Pleasants County, WV 44.2 Normal -0.0
Mathews County, VA 44.2 Normal -0.0
Kent County, TX 44.3 Normal +0.0
Lexington city, VA 44.3 Normal +0.1

Download Data

Export all distress indicators for Lincoln County as a CSV file.

Find Help in Lincoln County

Find an Attorney

Kansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kansas Bar Association Lawyer Referral 785-234-5696

Free Legal Aid

Legal aid organizations serving Lincoln County residents at no cost.

Kansas Legal Services 1-800-723-6953

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kansas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Lincoln County, Kansas?

    Lincoln County has a County Distress Index score of 44.2 out of 100, placing it in the Normal zone. It ranks 2,056th nationally out of 3,144 counties and 41st in Kansas out of 105 counties.

  • What drives financial distress in Lincoln County?

    The primary driver of distress in Lincoln County is Community Vulnerability, where the county scores 57.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Lincoln County compare to neighboring counties?

    Lincoln County (44.2) can be compared to its 6 neighboring counties: Russell County, KS (49.4); Saline County, KS (48.4); Osborne County, KS (42.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lincoln County?

    Lincoln County, Kansas has a population of approximately 2,920 (2023 Census estimate), classified as a tiny county.