Woodford County, Illinois

County Distress Index: Healthy · 24.1 | 38,285 people · 100th most distressed in Illinois
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Woodford County, IL ranks among the least distressed counties in the country at 24.1 — 3055th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Illinois, it ranks 100th of 102 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Woodford County's primary driver is Employment & Wages at 62.2 — above the national median.

Employment & Wages Primary driver 62.2
Unemployment Rate 72
Wage-to-Rent Ratio 28
Business Formation Rate 87
Housing Cost Burden 23.7
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 33
Mortgage-Burdened (30%+) 33
Homeownership Rate 6
Rent-to-Income Ratio 1
Debt & Delinquency 17.0
Debt in Collections 9
Medical Debt 7
Student Loan Delinquency 12
Auto Loan Delinquency 17
Credit Card Delinquency 10
Bankruptcy Filing Rate 47
Community Vulnerability 12.5
Uninsured Rate 19
Disability Rate 6
Income & Poverty 5.0
Poverty Rate 4
Income vs. State Median 8
Child Poverty Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Woodford County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Woodford County
Woodford County, IL 24.1 Healthy —
Peoria County, IL 53.4 Elevated +29.3
LaSalle County, IL 41.0 Normal +16.9
Marshall County, IL 37.6 Normal +13.5
Tazewell County, IL 36.0 Normal +11.9
Livingston County, IL 35.7 Normal +11.7
McLean County, IL 34.8 Healthy +10.7

Population Peers

County Score Zone vs. Woodford County
Seward County, NE 24.3 Healthy +0.2
Marion County, IA 23.9 Healthy -0.2
Washington County, NE 23.9 Healthy -0.2
Washington County, IL 23.9 Healthy -0.2
Mitchell County, IA 23.7 Healthy -0.4

Download Data

Export all distress indicators for Woodford County as a CSV file.

Find Help in Woodford County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Woodford County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Woodford County, Illinois?

    Woodford County has a County Distress Index score of 24.1 out of 100, placing it in the Healthy zone. It ranks 3,055th nationally out of 3,144 counties and 100th in Illinois out of 102 counties.

  • What drives financial distress in Woodford County?

    The primary driver of distress in Woodford County is Employment & Wages, where the county scores 62.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Woodford County compare to neighboring counties?

    Woodford County (24.1) can be compared to its 6 neighboring counties: Peoria County, IL (53.4); LaSalle County, IL (41.0); Marshall County, IL (37.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Woodford County?

    Woodford County, Illinois has a population of approximately 38,285 (2023 Census estimate), classified as a small county.