Johnson County, Illinois

County Distress Index: Normal · 49.7 | 13,326 people · 31st most distressed in Illinois
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Johnson County, IL falls within the normal range for household financial distress at 49.7 — 1614th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Illinois, it ranks 31st of 102 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Johnson County's primary driver is Employment & Wages at 63.4 — above the national median.

Employment & Wages Primary driver 63.4
Unemployment Rate 90
Wage-to-Rent Ratio 5
Business Formation Rate 95
Community Vulnerability 58.8
Uninsured Rate 48
Disability Rate 69
Income & Poverty 55.6
Poverty Rate 63
Income vs. State Median 61
Child Poverty Rate 43
Housing Cost Burden 46.1
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 62
Homeownership Rate 5
Rent-to-Income Ratio 15
Debt & Delinquency 24.5
Debt in Collections 26
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 33
Credit Card Delinquency 24
Bankruptcy Filing Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Johnson County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Johnson County
Johnson County, IL 49.7 Normal —
Saline County, IL 62.7 Elevated +13.1
Pulaski County, IL 61.7 Elevated +12.0
Williamson County, IL 56.5 Elevated +6.8
Massac County, IL 56.5 Elevated +6.8
Union County, IL 52.2 Elevated +2.5
Pope County, IL 50.8 Elevated +1.1

Population Peers

County Score Zone vs. Johnson County
Hardy County, WV 49.7 Normal +0.0
Jefferson Davis Parish, LA 49.6 Normal -0.0
Hancock County, MS 49.6 Normal -0.1
Franklin County, TN 49.8 Normal +0.1
Yancey County, NC 49.6 Normal -0.1

Download Data

Export all distress indicators for Johnson County as a CSV file.

Find Help in Johnson County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Johnson County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Johnson County, Illinois?

    Johnson County has a County Distress Index score of 49.7 out of 100, placing it in the Normal zone. It ranks 1,614th nationally out of 3,144 counties and 31st in Illinois out of 102 counties.

  • What drives financial distress in Johnson County?

    The primary driver of distress in Johnson County is Employment & Wages, where the county scores 63.4 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Johnson County compare to neighboring counties?

    Johnson County (49.7) can be compared to its 6 neighboring counties: Saline County, IL (62.7); Pulaski County, IL (61.7); Williamson County, IL (56.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Johnson County?

    Johnson County, Illinois has a population of approximately 13,326 (2023 Census estimate), classified as a small county.