Talbot County, Georgia

County Distress Index: Serious · 72.7 | 5,718 people · 17th most distressed in Georgia
American Default Research

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Talbot County, GA shows significant household financial distress with a score of 72.7 — 109th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Georgia, it ranks 17th of 159 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Talbot County's primary driver is Income & Poverty at 95.0 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 95.0
Poverty Rate 95
Income vs. State Median 95
Child Poverty Rate 95
Debt & Delinquency 92.7
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 85
Auto Loan Delinquency 91
Credit Card Delinquency 95
Bankruptcy Filing Rate 95
Community Vulnerability 87.1
Uninsured Rate 80
Disability Rate 94
Housing Cost Burden 47.4
Rent-Burdened (30%+) 28
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 88
Homeownership Rate 5
Rent-to-Income Ratio 91
Employment & Wages 41.5
Unemployment Rate 61
Wage-to-Rent Ratio 49
Business Formation Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Talbot County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Talbot County
Talbot County, GA 72.7 Serious —
Taylor County, GA 72.4 Serious -0.3
Muscogee County, GA 71.1 Serious -1.6
Marion County, GA 69.7 Serious -3.1
Meriwether County, GA 68.7 Serious -4.0
Upson County, GA 66.6 Serious -6.1
Chattahoochee County, GA 52.3 Elevated -20.4
Harris County, GA 35.5 Normal -37.2

Population Peers

County Score Zone vs. Talbot County
Chicot County, AR 72.6 Serious -0.1
Fulton County, KY 72.6 Serious -0.1
Oregon County, MO 72.5 Serious -0.3
Greene County, AL 73.0 Serious +0.3
Taylor County, GA 72.4 Serious -0.3

Download Data

Export all distress indicators for Talbot County as a CSV file.

Find Help in Talbot County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Talbot County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Talbot County, Georgia?

    Talbot County has a County Distress Index score of 72.7 out of 100, placing it in the Serious zone. It ranks 109th nationally out of 3,144 counties and 17th in Georgia out of 159 counties.

  • What drives financial distress in Talbot County?

    The primary driver of distress in Talbot County is Income & Poverty, where the county scores 95.0 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Talbot County compare to neighboring counties?

    Talbot County (72.7) can be compared to its 7 neighboring counties: Taylor County, GA (72.4); Muscogee County, GA (71.1); Marion County, GA (69.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Talbot County?

    Talbot County, Georgia has a population of approximately 5,718 (2023 Census estimate), classified as a tiny county.