Monroe County, Georgia

County Distress Index: Normal · 40.3 | 30,625 people · 152nd most distressed in Georgia
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Monroe County, GA falls within the normal range for household financial distress at 40.3 — 2330th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 152nd of 159 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Monroe County's primary driver is Debt & Delinquency at 71.4 — above the national median.

Debt & Delinquency Primary driver 71.4
Debt in Collections 71
Medical Debt 88
Student Loan Delinquency 23
Auto Loan Delinquency 81
Credit Card Delinquency 79
Bankruptcy Filing Rate 86
Community Vulnerability 55.0
Uninsured Rate 68
Disability Rate 42
Employment & Wages 28.6
Unemployment Rate 19
Wage-to-Rent Ratio 56
Business Formation Rate 11
Income & Poverty 26.0
Poverty Rate 35
Income vs. State Median 5
Child Poverty Rate 38
Housing Cost Burden 20.3
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 22
Homeownership Rate 7
Rent-to-Income Ratio 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Monroe County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Monroe County
Monroe County, GA 40.3 Normal —
Bibb County, GA 76.1 Serious +35.8
Upson County, GA 66.6 Serious +26.3
Crawford County, GA 64.6 Elevated +24.4
Butts County, GA 61.6 Elevated +21.4
Jasper County, GA 56.4 Elevated +16.2
Lamar County, GA 54.6 Elevated +14.4
Jones County, GA 50.5 Elevated +10.2

Population Peers

County Score Zone vs. Monroe County
Faribault County, MN 40.2 Normal -0.0
Freeborn County, MN 40.2 Normal -0.1
Dickinson County, KS 40.3 Normal +0.1
Preble County, OH 40.2 Normal -0.1
Windham County, VT 40.3 Normal +0.1

Download Data

Export all distress indicators for Monroe County as a CSV file.

Find Help in Monroe County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Monroe County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Monroe County, Georgia?

    Monroe County has a County Distress Index score of 40.3 out of 100, placing it in the Normal zone. It ranks 2,330th nationally out of 3,144 counties and 152nd in Georgia out of 159 counties.

  • What drives financial distress in Monroe County?

    The primary driver of distress in Monroe County is Debt & Delinquency, where the county scores 71.4 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Monroe County compare to neighboring counties?

    Monroe County (40.3) can be compared to its 7 neighboring counties: Bibb County, GA (76.1); Upson County, GA (66.6); Crawford County, GA (64.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Monroe County?

    Monroe County, Georgia has a population of approximately 30,625 (2023 Census estimate), classified as a small county.