Fannin County, Georgia

County Distress Index: Elevated · 52.4 | 25,955 people · 128th most distressed in Georgia
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Fannin County, GA registers elevated household financial distress with a score of 52.4 — 1426th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Georgia, it ranks 128th of 159 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Fannin County's primary driver is Community Vulnerability at 86.6 — worse than roughly 87% of U.S. counties.

Community Vulnerability Primary driver 86.6
Uninsured Rate 89
Disability Rate 85
Debt & Delinquency 64.6
Debt in Collections 53
Medical Debt 82
Student Loan Delinquency 65
Auto Loan Delinquency 58
Credit Card Delinquency 51
Bankruptcy Filing Rate 79
Income & Poverty 52.2
Poverty Rate 53
Income vs. State Median 29
Child Poverty Rate 74
Employment & Wages 29.9
Unemployment Rate 10
Wage-to-Rent Ratio 60
Business Formation Rate 20
Housing Cost Burden 28.5
Rent-Burdened (30%+) 54
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 15
Homeownership Rate 28
Rent-to-Income Ratio 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Fannin County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Fannin County
Fannin County, GA 52.4 Elevated —
Polk County, TN 66.3 Serious +14.0
Murray County, GA 56.6 Elevated +4.3
Cherokee County, NC 56.3 Elevated +4.0
Gilmer County, GA 50.9 Elevated -1.5
Lumpkin County, GA 50.1 Elevated -2.3
Union County, GA 45.7 Normal -6.6
Dawson County, GA 43.0 Normal -9.4

Population Peers

County Score Zone vs. Fannin County
Pike County, IL 52.4 Elevated 0.0
Waldo County, ME 52.3 Elevated -0.0
Coosa County, AL 52.4 Elevated +0.0
Independence County, AR 52.4 Elevated +0.0
Yadkin County, NC 52.3 Elevated -0.1

Download Data

Export all distress indicators for Fannin County as a CSV file.

Find Help in Fannin County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Fannin County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Fannin County, Georgia?

    Fannin County has a County Distress Index score of 52.4 out of 100, placing it in the Elevated zone. It ranks 1,426th nationally out of 3,144 counties and 128th in Georgia out of 159 counties.

  • What drives financial distress in Fannin County?

    The primary driver of distress in Fannin County is Community Vulnerability, where the county scores 86.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Fannin County compare to neighboring counties?

    Fannin County (52.4) can be compared to its 7 neighboring counties: Polk County, TN (66.3); Murray County, GA (56.6); Cherokee County, NC (56.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Fannin County?

    Fannin County, Georgia has a population of approximately 25,955 (2023 Census estimate), classified as a small county.