Cobb County, Georgia

County Distress Index: Normal · 45.0 | 776,743 people · 146th most distressed in Georgia
American Default Research

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Cobb County, GA falls within the normal range for household financial distress at 45.0 — 1982nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Georgia, it ranks 146th of 159 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cobb County's primary driver is Housing Cost Burden at 72.3 — above the national median.

Housing Cost Burden Primary driver 72.3
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 74
Mortgage-Burdened (30%+) 62
Homeownership Rate 80
Rent-to-Income Ratio 59
Debt & Delinquency 68.1
Debt in Collections 59
Medical Debt 73
Student Loan Delinquency 62
Auto Loan Delinquency 71
Credit Card Delinquency 62
Bankruptcy Filing Rate 82
Community Vulnerability 40.6
Uninsured Rate 78
Disability Rate 3
Employment & Wages 33.4
Unemployment Rate 27
Wage-to-Rent Ratio 72
Business Formation Rate 2
Income & Poverty 10.7
Poverty Rate 12
Income vs. State Median 1
Child Poverty Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cobb County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cobb County
Cobb County, GA 45.0 Normal —
Douglas County, GA 58.3 Elevated +13.3
Bartow County, GA 52.3 Elevated +7.2
Fulton County, GA 49.5 Normal +4.4
Paulding County, GA 45.1 Normal +0.1
Cherokee County, GA 37.8 Normal -7.2

Population Peers

County Score Zone vs. Cobb County
Gloucester County, NJ 45.0 Normal -0.0
Greenville County, SC 45.1 Normal +0.1
Brazoria County, TX 44.9 Normal -0.1
Chesapeake city, VA 45.2 Normal +0.2
Rutherford County, TN 45.3 Normal +0.2

Download Data

Export all distress indicators for Cobb County as a CSV file.

Find Help in Cobb County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Cobb County.

NATIONAL FAITH HOMEBUYERS, ATLANTA BRANCH
Marietta
678-553-3770 Website
Foreclosure PreventionFinancial CounselingFair HousingHomeless/Displacement

See all counselors in Georgia →

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Cobb County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Georgia →

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Frequently Asked Questions

  • What is the distress score for Cobb County, Georgia?

    Cobb County has a County Distress Index score of 45.0 out of 100, placing it in the Normal zone. It ranks 1,982nd nationally out of 3,144 counties and 146th in Georgia out of 159 counties.

  • What drives financial distress in Cobb County?

    The primary driver of distress in Cobb County is Housing Cost Burden, where the county scores 72.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Cobb County compare to neighboring counties?

    Cobb County (45.0) can be compared to its 5 neighboring counties: Douglas County, GA (58.3); Bartow County, GA (52.3); Fulton County, GA (49.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cobb County?

    Cobb County, Georgia has a population of approximately 776,743 (2023 Census estimate), classified as a large county.