Costilla County, Colorado

County Distress Index: Serious · 70.1 | 3,628 people · 1st most distressed in Colorado

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Costilla County, CO shows significant household financial distress with a score of 70.1 — 210th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Colorado, it ranks 1st of 64 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Costilla County's primary driver is Income & Poverty at 93.9 — worse than roughly 94% of U.S. counties.

Income & Poverty Primary driver 93.9
Poverty Rate 92
Income vs. State Median 95
Child Poverty Rate 95
Community Vulnerability 73.2
Uninsured Rate 52
Disability Rate 94
Housing Cost Burden 66.2
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 91
Mortgage-Burdened (30%+) 73
Homeownership Rate 26
Rent-to-Income Ratio 95
Employment & Wages 60.2
Unemployment Rate 95
Wage-to-Rent Ratio 75
Business Formation Rate 11
Debt & Delinquency 57.0
Debt in Collections 77
Medical Debt 7
Student Loan Delinquency 39
Auto Loan Delinquency 83
Credit Card Delinquency 95
Bankruptcy Filing Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Costilla County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Costilla County
Costilla County, CO 70.1 Serious
Las Animas County, CO 67.8 Serious -2.3
Colfax County, NM 62.6 Elevated -7.5
Alamosa County, CO 60.6 Elevated -9.5
Conejos County, CO 58.7 Elevated -11.4
Taos County, NM 56.8 Elevated -13.3
Huerfano County, CO 55.0 Elevated -15.1

Population Peers

County Score Zone vs. Costilla County
Bullock County, AL 70.2 Serious +0.1
Jenkins County, GA 70.2 Serious +0.1
Norton city, VA 70.0 Serious -0.1
Liberty County, FL 70.2 Serious +0.1
Harmon County, OK 70.2 Serious +0.1

Download Data

Export all distress indicators for Costilla County as a CSV file.

Find Help in Costilla County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Costilla County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.