Clay County, Arkansas

County Distress Index: Elevated · 63.7 | 14,201 people · 35th most distressed in Arkansas

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Clay County, AR registers elevated household financial distress with a score of 63.7 — 581st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Arkansas, it ranks 35th of 75 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clay County's primary driver is Debt & Delinquency at 74.7 — above the national median.

Debt & Delinquency Primary driver 74.7
Debt in Collections 83
Medical Debt 95
Student Loan Delinquency 61
Auto Loan Delinquency 65
Credit Card Delinquency 83
Bankruptcy Filing Rate 62
Community Vulnerability 73.3
Uninsured Rate 57
Disability Rate 89
Income & Poverty 70.1
Poverty Rate 76
Income vs. State Median 64
Child Poverty Rate 71
Employment & Wages 66.4
Unemployment Rate 80
Wage-to-Rent Ratio 51
Business Formation Rate 68
Housing Cost Burden 33.9
Rent-Burdened (30%+) 19
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 5
Homeownership Rate 64
Rent-to-Income Ratio 60

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clay County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clay County
Clay County, AR 63.7 Elevated
Dunklin County, MO 79.7 Serious +16.1
Ripley County, MO 77.0 Serious +13.3
Butler County, MO 67.7 Serious +4.0
Greene County, AR 64.1 Elevated +0.4
Randolph County, AR 59.9 Elevated -3.8

Population Peers

County Score Zone vs. Clay County
Tazewell County, VA 63.7 Elevated 0.0
Claiborne Parish, LA 63.7 Elevated +0.0
Scott County, VA 63.6 Elevated -0.0
Jefferson Davis County, MS 63.7 Elevated +0.0
Vernon Parish, LA 63.6 Elevated -0.0

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