Carroll County, Arkansas

County Distress Index: Elevated · 53.0 | 28,814 people · 66th most distressed in Arkansas
American Default Research

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Carroll County, AR registers elevated household financial distress with a score of 53.0 — 1377th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Arkansas, it ranks 66th of 75 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carroll County's primary driver is Community Vulnerability at 64.2 — above the national median.

Community Vulnerability Primary driver 64.2
Uninsured Rate 83
Disability Rate 45
Debt & Delinquency 56.5
Debt in Collections 59
Medical Debt 51
Student Loan Delinquency 67
Auto Loan Delinquency 69
Credit Card Delinquency 75
Bankruptcy Filing Rate 18
Employment & Wages 54.9
Unemployment Rate 69
Wage-to-Rent Ratio 73
Business Formation Rate 22
Income & Poverty 50.6
Poverty Rate 60
Income vs. State Median 34
Child Poverty Rate 58
Housing Cost Burden 38.5
Rent-Burdened (30%+) 58
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 28
Homeownership Rate 31
Rent-to-Income Ratio 51

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carroll County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carroll County
Carroll County, AR 53.0 Elevated —
Taney County, MO 60.9 Elevated +8.0
Newton County, AR 59.3 Elevated +6.3
Madison County, AR 54.4 Elevated +1.4
Barry County, MO 54.1 Elevated +1.2
Boone County, AR 52.2 Elevated -0.7
Stone County, MO 45.6 Normal -7.4
Benton County, AR 27.0 Healthy -25.9

Population Peers

County Score Zone vs. Carroll County
Manistee County, MI 53.0 Elevated +0.0
Benewah County, ID 52.9 Elevated -0.0
Williamsburg city, VA 52.9 Elevated -0.0
Alcona County, MI 53.0 Elevated +0.0
Crawford County, OH 53.0 Elevated +0.0

Download Data

Export all distress indicators for Carroll County as a CSV file.

Find Help in Carroll County

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving Carroll County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

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Frequently Asked Questions

  • What is the distress score for Carroll County, Arkansas?

    Carroll County has a County Distress Index score of 53.0 out of 100, placing it in the Elevated zone. It ranks 1,377th nationally out of 3,144 counties and 66th in Arkansas out of 75 counties.

  • What drives financial distress in Carroll County?

    The primary driver of distress in Carroll County is Community Vulnerability, where the county scores 64.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Carroll County compare to neighboring counties?

    Carroll County (53.0) can be compared to its 7 neighboring counties: Taney County, MO (60.9); Newton County, AR (59.3); Madison County, AR (54.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Carroll County?

    Carroll County, Arkansas has a population of approximately 28,814 (2023 Census estimate), classified as a small county.