Benton County, Arkansas

County Distress Index: Healthy · 27.0 | 311,013 people · 75th most distressed in Arkansas
American Default Research

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Benton County, AR ranks among the least distressed counties in the country at 27.0 — 2983rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency rates remain below the national norm. Within Arkansas, it ranks 75th of 75 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Benton County's primary driver is Debt & Delinquency at 43.7 — above the national median.

Debt & Delinquency Primary driver 43.7
Debt in Collections 39
Medical Debt 48
Student Loan Delinquency 39
Auto Loan Delinquency 45
Credit Card Delinquency 40
Bankruptcy Filing Rate 51
Community Vulnerability 34.6
Uninsured Rate 63
Disability Rate 6
Housing Cost Burden 34.4
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 17
Mortgage-Burdened (30%+) 38
Homeownership Rate 79
Rent-to-Income Ratio 15
Employment & Wages 17.5
Unemployment Rate 27
Wage-to-Rent Ratio 7
Business Formation Rate 19
Income & Poverty 4.9
Poverty Rate 6
Income vs. State Median 1
Child Poverty Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Benton County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Benton County
Benton County, AR 27.0 Healthy —
Adair County, OK 77.2 Serious +50.2
Delaware County, OK 72.1 Serious +45.1
McDonald County, MO 59.7 Elevated +32.7
Madison County, AR 54.4 Elevated +27.3
Barry County, MO 54.1 Elevated +27.1
Carroll County, AR 53.0 Elevated +25.9
Washington County, AR 47.5 Normal +20.4

Population Peers

County Score Zone vs. Benton County
Montgomery County, PA 26.9 Healthy -0.2
Washington County, MN 27.5 Healthy +0.5
San Mateo County, CA 27.5 Healthy +0.5
Morris County, NJ 26.4 Healthy -0.6
Howard County, MD 26.1 Healthy -0.9

Download Data

Export all distress indicators for Benton County as a CSV file.

Find Help in Benton County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Benton County.

CREDIT COUNSELING OF ARKANSAS - BENTONVILLE
Bentonville
479-521-8877 Website
Foreclosure PreventionFinancial CounselingPre-PurchaseReverse Mortgage

See all counselors in Arkansas →

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving Benton County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Arkansas →

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Frequently Asked Questions

  • What is the distress score for Benton County, Arkansas?

    Benton County has a County Distress Index score of 27.0 out of 100, placing it in the Healthy zone. It ranks 2,983rd nationally out of 3,144 counties and 75th in Arkansas out of 75 counties.

  • What drives financial distress in Benton County?

    The primary driver of distress in Benton County is Debt & Delinquency, where the county scores 43.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Benton County compare to neighboring counties?

    Benton County (27.0) can be compared to its 7 neighboring counties: Adair County, OK (77.2); Delaware County, OK (72.1); McDonald County, MO (59.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Benton County?

    Benton County, Arkansas has a population of approximately 311,013 (2023 Census estimate), classified as a large county.