Chambers County, Alabama

County Distress Index: Elevated · 60.1 | 34,079 people · 23rd most distressed in Alabama

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Chambers County, AL registers elevated household financial distress with a score of 60.1 — 824th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 23rd of 67 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Chambers County's primary driver is Debt & Delinquency at 86.2 — worse than roughly 86% of U.S. counties.

Debt & Delinquency Primary driver 86.2
Debt in Collections 88
Medical Debt 57
Student Loan Delinquency 95
Auto Loan Delinquency 81
Credit Card Delinquency 97
Bankruptcy Filing Rate 100
Community Vulnerability 81.5
Uninsured Rate 78
Disability Rate 85
Income & Poverty 72.1
Poverty Rate 73
Income vs. State Median 61
Child Poverty Rate 82
Housing Cost Burden 48.0
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 40
Homeownership Rate 66
Rent-to-Income Ratio 73
Employment & Wages 12.6
Unemployment Rate 1
Wage-to-Rent Ratio 31
Business Formation Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Chambers County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Chambers County
Chambers County, AL 60.1 Elevated
Troup County, GA 66.3 Serious +6.3
Randolph County, AL 52.9 Elevated -7.2
Lee County, AL 51.1 Elevated -9.0
Tallapoosa County, AL 47.5 Normal -12.6
Harris County, GA 35.5 Normal -24.5

Population Peers

County Score Zone vs. Chambers County
Franklin County, GA 60.1 Elevated +0.0
Lassen County, CA 60.1 Elevated +0.1
Tate County, MS 60.1 Elevated +0.1
Prowers County, CO 60.2 Elevated +0.1
Rhea County, TN 60.0 Elevated -0.1

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