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The Divide

Family income inequality (Gini coefficient)

What is the current The Divide?

FAMILY INCOME GINI
0.46
on the Gini scale, where 0 is perfect equality and 1 is total concentration

Family Income Inequality (Gini): 0.46 as of 2024, and holding steady. Source: Census via FRED (GINIALLRF).

The Divide at 0

Tracking stable relative to recent baseline.

How has The Divide changed over time?

CSV Chart
The spread in family income keeps growing
Gini coefficient of family income, all races
The Divide
Historical data
Annual · Census via FRED (GINIALLRF)
Period Value YoY Change
2024 0.46 +0.00
2023 0.45 −0.01
2022 0.46 −0.00
2021 0.46 +0.00
2020 0.46 +0.00
2019 0.45 +0.00
2018 0.45 −0.01
2017 0.46 +0.01
2016 0.45 +0.00
2015 0.45 −0.00
2014 0.45 −0.00
2013 0.46 +0.00

Frequently Asked Questions

What is Family Income Inequality (Gini)?

Family income inequality (Gini coefficient)

Why does Family Income Inequality (Gini) matter for financial distress?

Family Income Inequality (Gini) is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the Family Income Inequality (Gini) data come from?

This data comes from Census via FRED (GINIALLRF). More information: https://fred.stlouisfed.org/series/GINIALLRF. The American Distress Index updates this indicator annual.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Why does The Divide matter?

The Divide is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
View methodology →
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