McMinn County, Tennessee

County Distress Index: Elevated · 60.3 | 55,678 people · 41st most distressed in Tennessee
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McMinn County, TN registers elevated household financial distress with a score of 60.3 — 815th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 41st of 95 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McMinn County's primary driver is Community Vulnerability at 73.8 — above the national median.

Community Vulnerability Primary driver 73.8
Uninsured Rate 67
Disability Rate 80
Debt & Delinquency 72.4
Debt in Collections 75
Medical Debt 88
Student Loan Delinquency 61
Auto Loan Delinquency 69
Credit Card Delinquency 45
Bankruptcy Filing Rate 95
Income & Poverty 59.3
Poverty Rate 61
Income vs. State Median 58
Child Poverty Rate 59
Employment & Wages 55.0
Unemployment Rate 61
Wage-to-Rent Ratio 19
Business Formation Rate 85
Housing Cost Burden 40.8
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 38
Mortgage-Burdened (30%+) 27
Homeownership Rate 49
Rent-to-Income Ratio 38

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McMinn County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McMinn County
McMinn County, TN 60.3 Elevated —
Polk County, TN 66.3 Serious +6.1
Monroe County, TN 62.7 Elevated +2.5
Bradley County, TN 62.0 Elevated +1.8
Meigs County, TN 61.3 Elevated +1.0
Roane County, TN 48.5 Normal -11.8
Loudon County, TN 42.5 Normal -17.8

Population Peers

County Score Zone vs. McMinn County
Columbiana County, OH 60.3 Elevated 0.0
Gaston County, NC 60.4 Elevated +0.1
Taylor County, TX 60.4 Elevated +0.1
Craighead County, AR 60.0 Elevated -0.2
Cleveland County, NC 60.5 Elevated +0.3

Download Data

Export all distress indicators for McMinn County as a CSV file.

Find Help in McMinn County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving McMinn County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

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Frequently Asked Questions

  • What is the distress score for McMinn County, Tennessee?

    McMinn County has a County Distress Index score of 60.3 out of 100, placing it in the Elevated zone. It ranks 815th nationally out of 3,144 counties and 41st in Tennessee out of 95 counties.

  • What drives financial distress in McMinn County?

    The primary driver of distress in McMinn County is Community Vulnerability, where the county scores 73.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does McMinn County compare to neighboring counties?

    McMinn County (60.3) can be compared to its 6 neighboring counties: Polk County, TN (66.3); Monroe County, TN (62.7); Bradley County, TN (62.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of McMinn County?

    McMinn County, Tennessee has a population of approximately 55,678 (2023 Census estimate), classified as a mid county.