Bedford County, Tennessee

County Distress Index: Elevated · 56.2 | 53,055 people · 59th most distressed in Tennessee

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Bedford County, TN registers elevated household financial distress with a score of 56.2 — 1131st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Tennessee, it ranks 59th of 95 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bedford County's primary driver is Debt & Delinquency at 72.9 — above the national median.

Debt & Delinquency Primary driver 72.9
Debt in Collections 70
Medical Debt 81
Student Loan Delinquency 91
Auto Loan Delinquency 63
Credit Card Delinquency 56
Bankruptcy Filing Rate 75
Community Vulnerability 63.4
Uninsured Rate 83
Disability Rate 44
Housing Cost Burden 62.0
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 74
Mortgage-Burdened (30%+) 70
Homeownership Rate 70
Rent-to-Income Ratio 16
Employment & Wages 42.3
Unemployment Rate 27
Wage-to-Rent Ratio 28
Business Formation Rate 73
Income & Poverty 40.3
Poverty Rate 48
Income vs. State Median 17
Child Poverty Rate 56

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bedford County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bedford County
Bedford County, TN 56.2 Elevated
Coffee County, TN 54.0 Elevated -2.2
Lincoln County, TN 52.1 Elevated -4.1
Rutherford County, TN 45.3 Normal -10.9
Marshall County, TN 41.6 Normal -14.6
Moore County, TN 37.9 Normal -18.3

Population Peers

County Score Zone vs. Bedford County
Charlotte County, FL 56.2 Elevated -0.0
Harrisonburg city, VA 56.1 Elevated -0.1
Indian River County, FL 56.2 Elevated +0.1
DeKalb County, AL 56.1 Elevated -0.1
Whitfield County, GA 56.3 Elevated +0.1

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